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PENN STATE FEDERAL CREDIT UNION

Dec, 31, 2020 — PENN STATE FEDERAL CREDIT UNION is a federal credit union headquartered in BELLEFONTE, PA with 3 branch locations and about $217.83 million in total assets. Opened 62 years ago in 1959, PENN STATE FEDERAL CREDIT UNION has about 15,554 members and employs 47 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 231386399
Name:PENN STATE FEDERAL CREDIT UNION
Address:
(Main Office)
123 AMBERLEIGH LN
BELLEFONTE, PA 16823
Phone:(814) 355-2711
Fax:(814) 863-6183
Website:https://pennstatefederal.com
Branches:3 branch locations
Members:15,554
Credit Union Type:Federal Credit Union
Charter Number:12729
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1959
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$217,830,296
CEO/Manager:Cheryl Barr
Chairperson:Bobby White

Call Report

  • Commercial Loans
  • Indirect Consumer Loans
  • Interest Only or Payment Option 1st Mortgage Loans
  • Micro Business Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 31,139,152
TOTAL INVESTMENTS 94,219,026
Loans Held for Sale 0
 
 Real Estate Loans 48,122,404
 Unsecured Loans 14,848,255
 Other Loans 22,664,087
 TOTAL LOANS 85,634,746
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -480,956
 Land And Building 4,258,097
 Other Fixed Assets 347,041
 NCUSIF Deposit 1,824,728
 All Other Assets 888,462
  TOTAL ASSETS 217,830,296
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 686,324
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 63,397,418
 Regular shares 104,227,359
 All Other Shares & Deposits 28,600,456
  TOTAL SHARES & DEPOSITS 196,225,233
  TOTAL LIABILITIES 196,911,557
 Regular Reserve 1,932,167
 Other Reserves 202,407
 Undivided Earnings 18,784,165
  TOTAL EQUITY 20,918,739
  TOTAL LIABILITIES, SHARES, & EQUITY 217,830,296
INCOME & EXPENSE  
 Loan Income 4,265,052
 Investment Income 1,585,211
 Other Income 1,567,262
 Total Employee Compensation & Benefits 3,219,532
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,187,481
 Non-operating Income & (Expense) 25,209
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 356,295
 Cost of Funds 51,680
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,627,746
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