Sep, 30, 2025 — FIRST COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in MUNCIE, IN with 2 branch locations and about $32.68 million in total assets. Opened 65 years ago in 1961, FIRST COUNTY FEDERAL CREDIT UNION has about 3,304 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1100 W 11th St MUNCIE, IN 47302-2232 |
| Phone: | (765) 284-3471 |
| Fax: | (765) 282-3863 |
| Website: | https://www.firstcountyfcu.org |
| Branches: | 2 branch locations |
| Members: | 3,304 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14163 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Aug 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $32,681,780 |
| CEO/Manager: | Julie Eskew |
| Chairperson: | Michael Fox |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,814,216 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,580,487 |
| Unsecured Loans | 917,214 |
| Other Loans | 9,444,342 |
| TOTAL LOANS | 12,942,043 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -117,212 |
| Land And Building | 166,289 |
| Other Fixed Assets | 61,123 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 281,492 |
| All Other Assets | 0 |
| TOTAL ASSETS | 32,681,780 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 13,263 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 69,550 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,654,177 |
| Regular shares | 14,783,330 |
| All Other Shares & Deposits | 9,756,569 |
| TOTAL SHARES & DEPOSITS | 29,194,076 |
| TOTAL LIABILITIES | 29,276,889 |
| Regular Reserve | 0 |
| Other Reserves | 793,648 |
| Undivided Earnings | 2,611,243 |
| TOTAL EQUITY | 3,404,891 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 32,681,780 |
| INCOME & EXPENSE | |
| Loan Income | 659,798 |
| Investment Income | 506,805 |
| Other Income | 93,221 |
| Total Employee Compensation & Benefits | 460,909 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 493,699 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 70,796 |
| Cost of Funds | 261,461 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 135,376 |
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