Sep, 30, 2025 — SAINT VINCENT ERIE FEDERAL CREDIT UNION is a federal credit union headquartered in ERIE, PA with 1 branch location and about $16.85 million in total assets. Opened 66 years ago in 1960, SAINT VINCENT ERIE FEDERAL CREDIT UNION has about 1,697 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SAINT VINCENT ERIE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2314 Sassafras St Ste 100 ERIE, PA 16502 |
| Phone: | (814) 452-5742 |
| Fax: | (814) 452-5630 |
| Website: | https://www.svefcu.com |
| Branches: | 1 branch locations |
| Members: | 1,697 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13933 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $16,853,055 |
| CEO/Manager: | James D Kemp |
| Chairperson: | Floyd McClure |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,206,625 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,343,434 |
| Unsecured Loans | 760,803 |
| Other Loans | 1,643,386 |
| TOTAL LOANS | 4,747,623 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -30,698 |
| Land And Building | 0 |
| Other Fixed Assets | 11,446 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 144,422 |
| All Other Assets | 0 |
| TOTAL ASSETS | 16,853,055 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,930 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,668,970 |
| Regular shares | 12,090,890 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 14,759,860 |
| TOTAL LIABILITIES | 14,761,790 |
| Regular Reserve | 0 |
| Other Reserves | 102,598 |
| Undivided Earnings | 1,988,667 |
| TOTAL EQUITY | 2,091,265 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 16,853,055 |
| INCOME & EXPENSE | |
| Loan Income | 224,298 |
| Investment Income | 276,159 |
| Other Income | 118,521 |
| Total Employee Compensation & Benefits | 248,272 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 218,916 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 505 |
| Cost of Funds | 22,729 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 143,062 |
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