Sep, 30, 2025 — DEL-ONE FEDERAL CREDIT UNION is a federal credit union headquartered in DOVER, DE with 15 branch locations and about $739.77 million in total assets. Opened 66 years ago in 1960, DEL-ONE FEDERAL CREDIT UNION has about 96,741 members and employs 185 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DEL-ONE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 270 Beiser Blvd DOVER, DE 19904-7790 |
| Phone: | (302) 739-4496 |
| Fax: | (302) 739-1829 |
| Website: | https://www.del-one.org |
| Branches: | 15 branch locations |
| Members: | 96,741 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13919 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $739,770,760 |
| CEO/Manager: | Dan McCarthy |
| Chairperson: | Steven Smith |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 31,492,183 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 328,539,648 |
| Unsecured Loans | 39,875,185 |
| Other Loans | 256,091,612 |
| TOTAL LOANS | 624,553,924 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,533,942 |
| Land And Building | 12,372,002 |
| Other Fixed Assets | 3,728,798 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,516,565 |
| All Other Assets | 1,404,050 |
| TOTAL ASSETS | 739,770,760 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 137,165 |
| Notes & Interest Payable | 57,500,000 |
| Accounts Payable & Other Liabilities | 10,177,513 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 156,662,474 |
| Regular shares | 229,297,902 |
| All Other Shares & Deposits | 229,768,175 |
| TOTAL SHARES & DEPOSITS | 615,728,551 |
| TOTAL LIABILITIES | 683,543,229 |
| Regular Reserve | 0 |
| Other Reserves | -2,660,199 |
| Undivided Earnings | 58,887,730 |
| TOTAL EQUITY | 56,227,531 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 739,770,760 |
| INCOME & EXPENSE | |
| Loan Income | 27,368,366 |
| Investment Income | 1,894,808 |
| Other Income | 5,924,562 |
| Total Employee Compensation & Benefits | 12,868,076 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 16,234,673 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,568,973 |
| Cost of Funds | 8,036,523 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 960,141 |
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