Sep, 30, 2025 — PHENIX PRIDE FEDERAL CREDIT UNION is a federal credit union headquartered in PHENIX CITY, AL with 3 branch locations and about $63.26 million in total assets. Opened 66 years ago in 1960, PHENIX PRIDE FEDERAL CREDIT UNION has about 7,195 members and employs 32 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PHENIX PRIDE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1810 Opelika Rd PHENIX CITY, AL 36867 |
| Phone: | (334) 291-3000 |
| Fax: | (334) 291-5036 |
| Website: | https://www.bridgewaycu.org |
| Branches: | 3 branch locations |
| Members: | 7,195 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13852 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $63,257,273 |
| CEO/Manager: | Kimberly Nichols |
| Chairperson: | Rachel Lewis |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,863,170 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,805,181 |
| Unsecured Loans | 5,494,266 |
| Other Loans | 33,434,117 |
| TOTAL LOANS | 41,733,564 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -565,853 |
| Land And Building | 3,732,329 |
| Other Fixed Assets | 534,992 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 495,791 |
| All Other Assets | 124,502 |
| TOTAL ASSETS | 63,257,273 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,268,325 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 12,500,001 |
| Regular shares | 24,078,567 |
| All Other Shares & Deposits | 15,379,994 |
| TOTAL SHARES & DEPOSITS | 51,958,561 |
| TOTAL LIABILITIES | 53,226,886 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 10,030,387 |
| TOTAL EQUITY | 10,030,387 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 63,257,273 |
| INCOME & EXPENSE | |
| Loan Income | 2,422,077 |
| Investment Income | 176,225 |
| Other Income | 1,001,166 |
| Total Employee Compensation & Benefits | 1,738,360 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,157,646 |
| Non-operating Income & (Expense) | 13,981 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 309,000 |
| Cost of Funds | 372,490 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 37,355 |
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