Sep, 30, 2025 — WESTMINSTER FEDERAL CREDIT UNION is a federal credit union headquartered in WESTMINSTER, CO with 2 branch locations and about $51.81 million in total assets. Opened 66 years ago in 1960, WESTMINSTER FEDERAL CREDIT UNION has about 3,151 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WESTMINSTER FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 9053 Harlan St Ste 10 WESTMINSTER, CO 80031-2908 |
| Phone: | (303) 427-6466 |
| Fax: | (303) 427-5116 |
| Website: | https://www.wfcu.com |
| Branches: | 2 branch locations |
| Members: | 3,151 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13842 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Apr 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $51,814,760 |
| CEO/Manager: | Megan Thomas |
| Chairperson: | Harvey G Morris |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,654,303 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 18,872,277 |
| Unsecured Loans | 663,437 |
| Other Loans | 8,711,000 |
| TOTAL LOANS | 28,246,714 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -160,536 |
| Land And Building | 0 |
| Other Fixed Assets | 30,779 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 440,736 |
| All Other Assets | 0 |
| TOTAL ASSETS | 51,814,760 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 250,586 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,139,204 |
| Regular shares | 18,187,620 |
| All Other Shares & Deposits | 19,153,521 |
| TOTAL SHARES & DEPOSITS | 46,480,345 |
| TOTAL LIABILITIES | 46,732,625 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 5,082,135 |
| TOTAL EQUITY | 5,082,135 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 51,814,760 |
| INCOME & EXPENSE | |
| Loan Income | 1,228,589 |
| Investment Income | 507,198 |
| Other Income | 99,946 |
| Total Employee Compensation & Benefits | 522,836 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 749,690 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 87,482 |
| Cost of Funds | 556,803 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 94,457 |
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