Sep, 30, 2025 — VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in VICTORIA, TX with 1 branch location and about $6.86 million in total assets. Opened 66 years ago in 1960, VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION has about 895 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VICTORIA CITY-COUNTY EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 205 N Bridge St Ste 111 VICTORIA, TX 77901 |
| Phone: | (361) 578-9888 |
| Fax: | (361) 578-1438 |
| Website: | https://www.vccefcu.org |
| Branches: | 1 branch locations |
| Members: | 895 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13672 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,864,911 |
| CEO/Manager: | Paul Withey |
| Chairperson: | Brandy Pavlock |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 915,468 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 293,961 |
| Other Loans | 3,795,213 |
| TOTAL LOANS | 4,089,174 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -18,990 |
| Land And Building | 0 |
| Other Fixed Assets | 230 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 58,153 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,864,911 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 19,246 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 584,359 |
| Regular shares | 3,915,589 |
| All Other Shares & Deposits | 1,307,476 |
| TOTAL SHARES & DEPOSITS | 5,807,424 |
| TOTAL LIABILITIES | 5,826,670 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,038,241 |
| TOTAL EQUITY | 1,038,241 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,864,911 |
| INCOME & EXPENSE | |
| Loan Income | 175,375 |
| Investment Income | 76,407 |
| Other Income | 17,074 |
| Total Employee Compensation & Benefits | 67,668 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 154,419 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 455 |
| Cost of Funds | 39,347 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 16,705 |
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