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TIDEMARK FEDERAL CREDIT UNION

Sep, 30, 2025 — TIDEMARK FEDERAL CREDIT UNION is a federal credit union headquartered in SEAFORD, DE with 6 branch locations and about $458.09 million in total assets. Opened 67 years ago in 1959, TIDEMARK FEDERAL CREDIT UNION has about 21,969 members and employs 59 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 231176884
Name:TIDEMARK FEDERAL CREDIT UNION
Address:
(Main Office)
1941 Bridgeville Hwy
SEAFORD, DE 19973
Phone:(302) 629-0100
Fax:
Website:https://www.tidemarkfcu.org
Branches:6 branch locations
Members:21,969
Credit Union Type:Federal Credit Union
Charter Number:13121
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1959
Last Audited:Dec 01, 2024
FHLB Member:Yes
Low Income Designation:No
Assets:$458,088,597
CEO/Manager:Pamela Fleuette
Chairperson:Toomas R Idnurm

Call Report

  • Payday Alternative Loans (PAL Loans)
  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 17,425,125
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 165,713,163
 Unsecured Loans 8,792,545
 Other Loans 57,160,456
 TOTAL LOANS 231,666,163
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,198,348
 Land And Building 7,424,304
 Other Fixed Assets 1,309,581
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 3,771,396
 All Other Assets 0
  TOTAL ASSETS 458,088,597
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,266,364
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 52,217,105
 Regular shares 69,802,845
 All Other Shares & Deposits 274,948,212
  TOTAL SHARES & DEPOSITS 396,968,162
  TOTAL LIABILITIES 398,234,526
 Regular Reserve 0
 Other Reserves -5,238,436
 Undivided Earnings 65,092,507
  TOTAL EQUITY 59,854,071
  TOTAL LIABILITIES, SHARES, & EQUITY 458,088,597
INCOME & EXPENSE  
 Loan Income 10,105,881
 Investment Income 3,718,614
 Other Income 880,694
 Total Employee Compensation & Benefits 4,019,841
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 4,402,399
 Non-operating Income & (Expense) 8,286
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 316,998
 Cost of Funds 5,769,233
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,340,570
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