Sep, 30, 2025 — AFFINITY FIRST FEDERAL CREDIT UNION is a federal credit union headquartered in MINOT, ND with 1 branch location and about $66.75 million in total assets. Opened 67 years ago in 1959, AFFINITY FIRST FEDERAL CREDIT UNION has about 2,579 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AFFINITY FIRST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 811 S Broadway MINOT, ND 58701-4691 |
| Phone: | (701) 857-5541 |
| Fax: | (701) 857-5154 |
| Website: | https://www.affinityfcund.com |
| Branches: | 1 branch locations |
| Members: | 2,579 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12980 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Apr 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $66,746,402 |
| CEO/Manager: | Kelly Duchsherer |
| Chairperson: | Susan Brandvold |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,264,621 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 15,914,023 |
| Unsecured Loans | 2,472,676 |
| Other Loans | 17,693,189 |
| TOTAL LOANS | 36,079,888 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -157,854 |
| Land And Building | 807,865 |
| Other Fixed Assets | 56,530 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 562,630 |
| All Other Assets | 0 |
| TOTAL ASSETS | 66,746,402 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 116,727 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 131,568 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,726,152 |
| Regular shares | 21,738,979 |
| All Other Shares & Deposits | 26,826,227 |
| TOTAL SHARES & DEPOSITS | 57,291,358 |
| TOTAL LIABILITIES | 57,539,653 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 9,206,749 |
| TOTAL EQUITY | 9,206,749 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 66,746,402 |
| INCOME & EXPENSE | |
| Loan Income | 1,523,473 |
| Investment Income | 744,519 |
| Other Income | 285,936 |
| Total Employee Compensation & Benefits | 682,280 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 672,411 |
| Non-operating Income & (Expense) | 39,232 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 12,485 |
| Cost of Funds | 776,740 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 540,779 |
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