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WESTERN COOPERATIVE CREDIT UNION

Mar, 31, 2022 — WESTERN COOPERATIVE CREDIT UNION is a federally insured state chartered credit union headquartered in WILLISTON, ND with 9 branch locations and about $433.00 million in total assets. Opened 84 years ago in 1938, WESTERN COOPERATIVE CREDIT UNION has about 18,281 members and employs 93 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 291379142
Name:WESTERN COOPERATIVE CREDIT UNION
Address:
(Main Office)
1300 Bison Dr
WILLISTON, ND 58801-3770
Phone:(701) 572-4000
Fax:(701) 572-5897
Website:http://www.wccu.org
Branches:9 branch locations
Members:18,281
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61758
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1938
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$433,003,631
CEO/Manager:Melanie Stillwell
Chairperson:Larry Novak

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 112,908,211
TOTAL INVESTMENTS 0
Loans Held for Sale 535,250
 
 Real Estate Loans 84,257,173
 Unsecured Loans 1,771,604
 Other Loans 96,756,695
 TOTAL LOANS 182,785,472
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -3,900,386
 Land And Building 8,634,099
 Other Fixed Assets 294,984
 NCUSIF Deposit 3,184,296
 All Other Assets 0
  TOTAL ASSETS 433,003,631
LIABILITIES & CAPITAL:  
 Dividends Payable 224
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,920,542
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 139,089,333
 Regular shares 198,779,620
 All Other Shares & Deposits 56,306,903
  TOTAL SHARES & DEPOSITS 394,175,856
  TOTAL LIABILITIES 396,096,622
 Regular Reserve 0
 Other Reserves -10,376,902
 Undivided Earnings 47,283,911
  TOTAL EQUITY 36,907,009
  TOTAL LIABILITIES, SHARES, & EQUITY 433,003,631
INCOME & EXPENSE  
 Loan Income 2,010,902
 Investment Income 379,839
 Other Income 190,402
 Total Employee Compensation & Benefits 1,680,586
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,694,018
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 53,346
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 593,914
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