Credit Unions Near Me
National Credit Union Service Organization

AFFINITY FIRST FEDERAL CREDIT UNION
— Statement of Financial Condition

Then NCUA provides quarterly Call Reports using accounting and statistical information from each credit union. The Call Report includes Balance Sheet, Income Statement and more.

Statement of financial condition for AFFINITY FIRST FEDERAL CREDIT UNION as of: December 31, 2023.
Charter Number: 12980

ASSETS$ Amount
CASH:  
 1. Cash on Hand 505,527
 2. Cash on Deposit (Amounts Deposited in Financial Institutions) 7,393,877
 3. Cash Equivalents (Investments with Original Maturities of Three Months or Less) 0
INVESTMENTS:  
 4. Equity Securities 0
 5. Trading Debut Securities 0
 6. Available-for-Sale Debt Securities 0
 7. Held-to-Maturity Debt Securities 21,306,000
 8. Deposits in commercial banks, S&Ls, savings banks 0
 9. Loans to and investments in natural person credit unions 0
 10. Nonperpetual Capital Account 0
 11. Perpetual Contributed Capital 0
 12. All other investments in corporate credit unions 0
 13. All other investments 0
 14. TOTAL INVESTMENTS 0
LOANS HELD FOR SALE:  
 15. Loans Held for Sale 0
LOANS AND LEASES:  
 16. TOTAL LOANS & LEASES 31,310,996
 17. Less: Allowance for Loan & Lease Losses 0
 18: Less: Allowance for Credit Losses on Loans & Leases 158,974
OTHER ASSETS:  
 19. Foreclosed and Repossessed Assets 0
 20. Land and Building 859,513
 21. Other Fixed Assets 18,715
 22. NCUA Share Insurance Capitalization Deposit 503,090
 23. Intangible Assets 0
 24. Other Assets 0
25. TOTAL ASSETS 62,178,879
LIABILITIES$ Amount
 1. Draws Against Lines of Credit 0
 2. Other Notes, Promissory Notes and Interest Payable 0
 3. Borrowing Repurchase Transactions 0
 4. Subordinated Debt 0
 5. Subordinated Debt included in Net Worth 0
 6. TOTALS 0
 7. Non-Trading Derivative Liabilities 0
 8. Accrued Dividends & Interest Payable on Shares & Deposits 102,646
 9. Accounts Payable and Other Liabilities 237,734
 10. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures 0
SHARES/DEPOSITS:  
 11. Share Drafts 9,082,518
 12. Regular Shares 20,214,885
 13. Money Market Shares 6,156,394
 14. Share Certificates 15,732,195
 15. IRA/KEOGH Accounts 2,009,880
 16. All Other Shares 86,815
 17. TOTAL SHARES 53,282,687
 18. Nonmember Deposits 249,000
 19. TOTAL SHARES AND DEPOSITS 53,531,687
20. TOTAL LIABILITIES  
 21. Accounts Held by Member Public Units 241,633
 22. Accounts Held by Nonmember Public Units 0
 23. Employee Benefit Member Shares 0
 24. Employee Benefit Nonmember Shares 0
 25. 529 Plan Member Deposits 0
 26. Non-dollar denominated deposits 0
 27. Health Savings Account 0
 28. Dollar Amount of Share Certificates equal to or greater than $100,000 (Excluding brokered share certificates participated out by the broker in shares of less than $100,000) 9,007,489
 29. Dollar Amount of IRA/Keogh Accounts equal to or greater than $100,000 207,914
 30. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program 0
 31. Dollar Amount of Commercial Share Accounts 1,734,010
 32. Negative Shares Included in All Other Unsecured Loans/Lines of Credit 700
EQUITY:  
 33. Undivided Earnings 8,306,812
 34. Regular Reserves 0
 35. Appropriation for Non-Conforming Investments (State Credit Unions ONLY) 0
 36. Other Reserves.(Appropriations of Undivided Earnings) 0
 37. Equity Acquired in Merger 0
 38. Miscellaneous Equity 0
 39. Other Comprehensive Income (not already included in items 40 - 43) 0
 40. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 0
 41. Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities 0
 42. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities 0
 43. Net Income (unless this amount is already included in Undivided Earnings) 0
44. TOTAL LIABILITIES, SHARES, AND EQUITY 62,178,879
Statement of Income & Expense$ Amount
INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 1. Interest on Loans (Gross-before interest refunds) 1,380,235
 2. (Less) Interest Refunded 32
 3. Income from Investments (Including Interest and Dividends, excluding securities held in a trading account) 562,550
 4. Unrealized Gain (Loss) due to change in fair value of Equity and Trading Debt Securities 0
 5. TOTAL INTEREST INCOME 1,942,753
INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 6. Dividends on Shares (Includes dividends earned during current period) 670,925
 7. Interest on Deposits (Total interest expense for deposit accounts) (State Credit Union ONLY) 0
 8. Interest on Borrowed Money 0
 9. TOTAL INTEREST EXPENSE 670,925
 10. Provision for Loan & Lease Losses 0
 11. Total Credit Loss Expense 43,910
 12. NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES or CREDIT LOSS EXPENSE 0
NON-INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 13. Fee Income 400,879
 14. Other Operating Income (Includes unconsolidated CUSO Income and Gain (Loss) associated with the Hedged Item (NonInvestment Assets) in a Non-Trading, Fair Value (FV) Derivatives Hedge) 0
 15. Gain (Loss) on Equity Securities (DO NOT include Gain (Loss) on other securities) 0
 16. Gain (Loss) on Other Securities (DO NOT include Gain or Loss on Equity Securities) 0
 17. Gain (Loss) on Non-Trading Derivatives 0
 18. Gain (Loss) on Disposition of Fixed Assets 0
 19. Gain from Bargain Purchase (Merger) 0
 20. Other Non-operating Income (Expense) 42,734
 21. TOTAL NON-INTEREST INCOME 534,424
NON-INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 22. Total Employee Compensation and Benefits 756,179
 23. Travel and Conference Expense 15,083
 24. Office Occupancy Expense 118,023
 25. Office Operations Expense 155,396
 26. Educational and Promotional Expenses 61,134
 27. Loan Servicing Expense 101,135
 28. Professional and Outside Services 329,837
 29. Total Member Insurance 0
 30. Operating Fees (Examination and/or supervision fees) 9,847
 31. Miscellaneous Operating Expenses 23,795
 32. TOTAL NON-INTEREST EXPENSE 1,570,429
33. NET INCOME (LOSS) 191,913
RESERVE TRANSFERS YEAR-TO-DATE FOR THE CYCLE  
 34. Transfer to Regular Reserves 0
Interest Rate# LoansAmount
Non-Commercial Loans/Lines of Credit
 1. Unsecured Credit Card Loans8.90671$573,720
 2. Payday Alternative Loans (PALs I and PALs II)0.000$0
 3. Non-Federally Guaranteed Student Loans0.000$0
 4. All Other Unsecured Loans/Lines of Credit - include SBA PPP loans9.00233$1,816,988
 5. New Vehicle Loans1.95190$5,928,095
 6. Used Vehicle Loans1.95317$5,704,293
 7. Leases Receivable0.000$0
 8. All Other Secured Non-Real Estate Loans/Lines of Credit2.75234$5,931,369
 9. Loans/Lines of Credit Secured by a First Lien on a single 1- to 4- Family Residential Property2.7592$9,583,205
 10. Loans/Lines of Credit Secured by a Junior Lien on a single 1- to 4- Family Residential Property2.7528$1,537,000
 11. All Other Real Estate Loans/Lines of Credit0.000$0
Commercial Loans / Lines of Credit
 12. Commercial Loans/Lines of Credit Real Estate Secured4.751$142,677
 13. Commercial Loans/Lines of Credit Not Real Estate Secured8.905$93,649
 14. TOTAL LOANS & LEASES1,771$31,310,996
YEAR-TO-DATE LOAN INFORMATIONNumberAmount
 15. Loans Granted Year-to-Date510$15,878,214
  a. Payday Alternative Loans (PALs I and PALs II) Granted Year-to-Date0$0
MISCELLANEOUS LOAN INFORMATIONNumberAmount
 16. Non-Federally Guaranteed Student Loans in Deferred Status0$0
 17. Loans Outstanding to Credit Union Officials and Senior Executive Staff31$1,754,911
GOVERNMENT GUARANTEED LOANSNumberOutstanding BalanceGuaranteed Portion
 18. Non-Commercial Loans  
  a. 1. Small Business Administration0$0$0
  a. 2. Paycheck Protection Program Loans (Included in 18.a.1.)0$0-
  b. Other Government Guaranteed0$0$0
 19. Commercial Loans  
  a. Small Business Administration0$0$0
  b. Other Government Guaranteed0$0$0