Sep, 30, 2025 — CHEEKTOWAGA COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in CHEEKTOWAGA, NY with 2 branch locations and about $12.12 million in total assets. Opened 67 years ago in 1959, CHEEKTOWAGA COMMUNITY FEDERAL CREDIT UNION has about 1,048 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CHEEKTOWAGA COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3234 Union Rd CHEEKTOWAGA, NY 14227-1044 |
| Phone: | (716) 684-1741 |
| Fax: | (716) 601-7547 |
| Website: | https://www.cheektowagacommunityfcu.net/ |
| Branches: | 2 branch locations |
| Members: | 1,048 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12912 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $12,117,384 |
| CEO/Manager: | Cheryl Kuczynski |
| Chairperson: | Lisa Sekuterski |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,454,425 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,146,591 |
| Unsecured Loans | 1,188,186 |
| Other Loans | 3,333,936 |
| TOTAL LOANS | 7,668,713 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -106,046 |
| Land And Building | 0 |
| Other Fixed Assets | 63,501 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 106,539 |
| All Other Assets | 0 |
| TOTAL ASSETS | 12,117,384 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,306 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,909,433 |
| Regular shares | 6,624,514 |
| All Other Shares & Deposits | 2,020,899 |
| TOTAL SHARES & DEPOSITS | 10,554,844 |
| TOTAL LIABILITIES | 10,558,150 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,559,234 |
| TOTAL EQUITY | 1,559,234 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 12,117,384 |
| INCOME & EXPENSE | |
| Loan Income | 354,000 |
| Investment Income | 129,676 |
| Other Income | 22,499 |
| Total Employee Compensation & Benefits | 194,922 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 226,122 |
| Non-operating Income & (Expense) | 1,713 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 35,614 |
| Cost of Funds | 84,789 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -23,802 |
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