Sep, 30, 2025 — GREEN RIVER AREA FEDERAL CREDIT UNION is a federal credit union headquartered in OWENSBORO, KY with 3 branch locations and about $57.92 million in total assets. Opened 67 years ago in 1959, GREEN RIVER AREA FEDERAL CREDIT UNION has about 4,965 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GREEN RIVER AREA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3000 Highway 144 OWENSBORO, KY 42303-0215 |
| Phone: | (270) 926-0210 |
| Fax: | (270) 926-2058 |
| Website: | https://www.greenriverafcu.com |
| Branches: | 3 branch locations |
| Members: | 4,965 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12852 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $57,917,507 |
| CEO/Manager: | Robert C Clark |
| Chairperson: | James G Wimsatt |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,565,427 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,667,630 |
| Unsecured Loans | 667,124 |
| Other Loans | 22,309,780 |
| TOTAL LOANS | 34,644,534 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -126,404 |
| Land And Building | 532,757 |
| Other Fixed Assets | 72,133 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 412,902 |
| All Other Assets | 0 |
| TOTAL ASSETS | 57,917,507 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 118,051 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,231,328 |
| Regular shares | 28,610,233 |
| All Other Shares & Deposits | 9,056,912 |
| TOTAL SHARES & DEPOSITS | 45,898,473 |
| TOTAL LIABILITIES | 46,016,524 |
| Regular Reserve | 0 |
| Other Reserves | 50,290 |
| Undivided Earnings | 11,850,693 |
| TOTAL EQUITY | 11,900,983 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 57,917,507 |
| INCOME & EXPENSE | |
| Loan Income | 1,452,386 |
| Investment Income | 544,094 |
| Other Income | 140,993 |
| Total Employee Compensation & Benefits | 658,042 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 716,440 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 22,500 |
| Cost of Funds | 256,097 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 628,863 |
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