Sep, 30, 2025 — PUERTO RICO EMPLOYEE GROUPS FEDERAL CREDIT UNION is a federal credit union headquartered in PUERTO NUEVO, PR with 1 branch location and about $3.16 million in total assets. Opened 67 years ago in 1959, PUERTO RICO EMPLOYEE GROUPS FEDERAL CREDIT UNION has about 861 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PUERTO RICO EMPLOYEE GROUPS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1235 CALLE CAIRO PUERTO NUEVO, PR 00920 |
| Phone: | (787) 782-4050 |
| Fax: | |
| Website: | https://www.premployeesfcu.com |
| Branches: | 1 branch locations |
| Members: | 861 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12771 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,158,810 |
| CEO/Manager: | Luis J Guzm?n Carrasquillo |
| Chairperson: | Jose O Rivera |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 431,948 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,762,860 |
| Other Loans | 422,304 |
| TOTAL LOANS | 2,185,164 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -53,824 |
| Land And Building | 0 |
| Other Fixed Assets | 4,265 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 26,108 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,158,810 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 301 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 22,997 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,458,326 |
| All Other Shares & Deposits | 212,601 |
| TOTAL SHARES & DEPOSITS | 2,670,928 |
| TOTAL LIABILITIES | 2,694,226 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 464,584 |
| TOTAL EQUITY | 464,584 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,158,810 |
| INCOME & EXPENSE | |
| Loan Income | 148,864 |
| Investment Income | 8,389 |
| Other Income | 6,879 |
| Total Employee Compensation & Benefits | 62,264 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 32,302 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 37,999 |
| Cost of Funds | 8,818 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 25,158 |
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