Sep, 30, 2025 — ROME TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in ROME, NY with 3 branch locations and about $57.11 million in total assets. Opened 68 years ago in 1958, ROME TEACHERS FEDERAL CREDIT UNION has about 3,139 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ROME TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 924 Turin St ROME, NY 13440 |
| Phone: | (315) 336-7810 |
| Fax: | (315) 336-0893 |
| Website: | https://www.rtfcu.com |
| Branches: | 3 branch locations |
| Members: | 3,139 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12624 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $57,105,783 |
| CEO/Manager: | Tracy M Worden |
| Chairperson: | John C Vero |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,082,309 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 10,996,343 |
| Unsecured Loans | 1,205,009 |
| Other Loans | 10,395,996 |
| TOTAL LOANS | 22,597,348 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -77,250 |
| Land And Building | 6,074,940 |
| Other Fixed Assets | 1,625,769 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 462,455 |
| All Other Assets | 0 |
| TOTAL ASSETS | 57,105,783 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 826,457 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,098,608 |
| Regular shares | 35,361,242 |
| All Other Shares & Deposits | 4,369,641 |
| TOTAL SHARES & DEPOSITS | 49,829,491 |
| TOTAL LIABILITIES | 50,655,948 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 6,449,835 |
| TOTAL EQUITY | 6,449,835 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 57,105,783 |
| INCOME & EXPENSE | |
| Loan Income | 812,348 |
| Investment Income | 818,755 |
| Other Income | 36,306 |
| Total Employee Compensation & Benefits | 711,259 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,123,991 |
| Non-operating Income & (Expense) | 148,107 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -36,265 |
| Cost of Funds | 213,859 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -197,328 |
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