Sep, 30, 2025 — ERIE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in SANDUSKY, OH with 1 branch location and about $36.99 million in total assets. Opened 68 years ago in 1958, ERIE COMMUNITY FEDERAL CREDIT UNION has about 3,459 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ERIE COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1109 E Strub Rd SANDUSKY, OH 44870 |
| Phone: | (419) 626-4283 |
| Fax: | (419) 626-8729 |
| Website: | https://www.eriecommunityfcu.org |
| Branches: | 1 branch locations |
| Members: | 3,459 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12616 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $36,987,232 |
| CEO/Manager: | John A Reineke |
| Chairperson: | Frederick Coffey |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,004,782 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,664,711 |
| Unsecured Loans | 1,706,402 |
| Other Loans | 6,578,719 |
| TOTAL LOANS | 20,780,891 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -194,568 |
| Land And Building | 793,467 |
| Other Fixed Assets | 11,116 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 318,765 |
| All Other Assets | 0 |
| TOTAL ASSETS | 36,987,232 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 210,414 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,505,159 |
| Regular shares | 13,829,894 |
| All Other Shares & Deposits | 12,414,299 |
| TOTAL SHARES & DEPOSITS | 33,749,352 |
| TOTAL LIABILITIES | 33,959,766 |
| Regular Reserve | 0 |
| Other Reserves | 547,962 |
| Undivided Earnings | 2,479,504 |
| TOTAL EQUITY | 3,027,466 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 36,987,232 |
| INCOME & EXPENSE | |
| Loan Income | 1,087,356 |
| Investment Income | 262,746 |
| Other Income | 203,943 |
| Total Employee Compensation & Benefits | 490,980 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 606,719 |
| Non-operating Income & (Expense) | 5,211 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 120,000 |
| Cost of Funds | 326,138 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 222,212 |
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