Sep, 30, 2025 — FOOTHILL FEDERAL CREDIT UNION is a federal credit union headquartered in ARCADIA, CA with 5 branch locations and about $774.07 million in total assets. Opened 68 years ago in 1958, FOOTHILL FEDERAL CREDIT UNION has about 33,978 members and employs 108 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FOOTHILL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 250 W Colorado Blvd ARCADIA, CA 91007 |
| Phone: | (626) 445-0950 |
| Fax: | (626) 445-8042 |
| Website: | https://www.foothillcu.org |
| Branches: | 5 branch locations |
| Members: | 33,978 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12425 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $774,070,419 |
| CEO/Manager: | Mike Terzian |
| Chairperson: | Scott Petterson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 43,249,814 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 381,442,882 |
| Unsecured Loans | 31,192,278 |
| Other Loans | 106,816,686 |
| TOTAL LOANS | 519,451,846 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,926,991 |
| Land And Building | 6,670,472 |
| Other Fixed Assets | 9,111,772 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,880,053 |
| All Other Assets | 0 |
| TOTAL ASSETS | 774,070,419 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 20,000,000 |
| Accounts Payable & Other Liabilities | 15,301,022 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 121,343,676 |
| Regular shares | 216,114,696 |
| All Other Shares & Deposits | 313,484,379 |
| TOTAL SHARES & DEPOSITS | 650,942,751 |
| TOTAL LIABILITIES | 686,243,773 |
| Regular Reserve | 0 |
| Other Reserves | -4,951,701 |
| Undivided Earnings | 92,778,347 |
| TOTAL EQUITY | 87,826,646 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 774,070,419 |
| INCOME & EXPENSE | |
| Loan Income | 20,851,956 |
| Investment Income | 4,402,774 |
| Other Income | 3,988,976 |
| Total Employee Compensation & Benefits | 9,684,998 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 8,090,295 |
| Non-operating Income & (Expense) | -1,043,404 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 390,686 |
| Cost of Funds | 9,211,520 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,631,808 |
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