Dec, 31, 2023 — EL MONTE COMMUNITY CREDIT UNION is a non-federally insured state credit union headquartered in EL MONTE, CA with 0 branch location and about $30.76 million in total assets. Opened 68 years ago in 1956, EL MONTE COMMUNITY CREDIT UNION has about 2,664 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EL MONTE COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 11718 Ramona Blvd EL MONTE, CA 91732 |
| Phone: | (626) 444-0501 |
| Fax: | (626) 444-6961 |
| Website: | https://www.elmonteccu.org |
| Branches: | 0 branch locations |
| Members: | 2,664 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 95072 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Dec 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $30,762,020 |
| CEO/Manager: | Sandra Rosas |
| Chairperson: | A. Ralph Nunez |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,250,146 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,341,476 |
| Unsecured Loans | 1,394,149 |
| Other Loans | 6,941,880 |
| TOTAL LOANS | 13,677,505 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -73,233 |
| Land And Building | 105,298 |
| Other Fixed Assets | 13,246 |
| NCUSIF Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 30,762,020 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 30,264 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 258,709 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,628,985 |
| Regular shares | 16,810,542 |
| All Other Shares & Deposits | 4,232,791 |
| TOTAL SHARES & DEPOSITS | 27,672,318 |
| TOTAL LIABILITIES | 27,961,291 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,800,729 |
| TOTAL EQUITY | 2,800,729 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 30,762,020 |
| INCOME & EXPENSE | |
| Loan Income | 737,551 |
| Investment Income | 260,830 |
| Other Income | 186,528 |
| Total Employee Compensation & Benefits | 448,219 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 684,607 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 36,338 |
| Cost of Funds | 44,503 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 156,984 |
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