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CAROLINA TRUST FEDERAL CREDIT UNION

Dec, 31, 2020 — CAROLINA TRUST FEDERAL CREDIT UNION is a federal credit union headquartered in MYRTLE BEACH, SC with 8 branch locations and about $305.34 million in total assets. Opened 63 years ago in 1958, CAROLINA TRUST FEDERAL CREDIT UNION has about 43,052 members and employs 87 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 253279510
Name:CAROLINA TRUST FEDERAL CREDIT UNION
Address:
(Main Office)
1010 21ST AVE N, P.O.BOX 780004
MYRTLE BEACH, SC 29578-7804
Phone:(843) 448-2133
Fax:(843) 626-3470
Website:http://carolinatrust.org
Branches:8 branch locations
Members:43,052
Credit Union Type:Federal Credit Union
Charter Number:12361
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1958
Last Audited:Mar 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$305,336,351
CEO/Manager:B. Timothy Carlisle
Chairperson:Billy M Marlowe

Call Report

  • Commercial Loans
  • Credit Builder
  • Indirect Consumer Loans
  • Interest Only or Payment Option 1st Mortgage Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Health Savings Accounts
  • Individual Development Accounts
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 61,300,672
TOTAL INVESTMENTS 19,661,625
Loans Held for Sale 0
 
 Real Estate Loans 90,586,240
 Unsecured Loans 12,792,917
 Other Loans 110,274,865
 TOTAL LOANS 213,654,022
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,473,815
 Land And Building 7,727,077
 Other Fixed Assets 779,740
 NCUSIF Deposit 2,473,679
 All Other Assets 2,213,351
  TOTAL ASSETS 305,336,351
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 4,364,143
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 75,242,283
 Regular shares 139,688,299
 All Other Shares & Deposits 58,019,200
  TOTAL SHARES & DEPOSITS 272,949,782
  TOTAL LIABILITIES 277,313,925
 Regular Reserve 1,503,609
 Other Reserves 1,135,069
 Undivided Earnings 25,383,748
  TOTAL EQUITY 28,022,426
  TOTAL LIABILITIES, SHARES, & EQUITY 305,336,351
INCOME & EXPENSE  
 Loan Income 9,458,475
 Investment Income 521,274
 Other Income 5,204,441
 Total Employee Compensation & Benefits 6,067,072
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 6,203,417
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,217,000
 Cost of Funds 324,193
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,372,508
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