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CAROLINA TRUST FEDERAL CREDIT UNION

Mar, 31, 2021 — CAROLINA TRUST FEDERAL CREDIT UNION is a federal credit union headquartered in MYRTLE BEACH, SC with 7 branch locations and about $335.42 million in total assets. Opened 63 years ago in 1958, CAROLINA TRUST FEDERAL CREDIT UNION has about 43,452 members and employs 89 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 253279510
Name:CAROLINA TRUST FEDERAL CREDIT UNION
Address:
(Main Office)
1010 21ST AVE N, P.O.BOX 780004
MYRTLE BEACH, SC 29578-7804
Phone:(843) 448-2133
Fax:(843) 626-3470
Website:http://carolinatrust.org
Branches:7 branch locations
Members:43,452
Credit Union Type:Federal Credit Union
Charter Number:12361
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1958
Last Audited:Mar 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$335,417,781
CEO/Manager:B. Timothy Carlisle
Chairperson:Billy M Marlowe

Call Report

  • Commercial Loans
  • Credit Builder
  • Indirect Consumer Loans
  • Interest Only or Payment Option 1st Mortgage Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Health Savings Accounts
  • Individual Development Accounts
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 51,529,001
TOTAL INVESTMENTS 49,455,300
Loans Held for Sale 0
 
 Real Estate Loans 99,504,307
 Unsecured Loans 12,248,031
 Other Loans 111,891,271
 TOTAL LOANS 223,643,609
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,582,652
 Land And Building 7,722,033
 Other Fixed Assets 804,429
 NCUSIF Deposit 2,695,818
 All Other Assets 2,150,243
  TOTAL ASSETS 335,417,781
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 4,975,963
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 85,800,845
 Regular shares 156,592,994
 All Other Shares & Deposits 59,854,489
  TOTAL SHARES & DEPOSITS 302,248,328
  TOTAL LIABILITIES 307,224,291
 Regular Reserve 1,503,609
 Other Reserves 946,815
 Undivided Earnings 25,743,066
  TOTAL EQUITY 28,193,490
  TOTAL LIABILITIES, SHARES, & EQUITY 335,417,781
INCOME & EXPENSE  
 Loan Income 2,516,025
 Investment Income 90,516
 Other Income 744,979
 Total Employee Compensation & Benefits 1,602,950
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,723,431
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 310,000
 Cost of Funds 73,889
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 359,316
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