Dec, 31, 2020 — USSCO JOHNSTOWN FEDERAL CREDIT UNION is a federal credit union headquartered in JOHNSTOWN, PA with 4 branch locations and about $146.96 million in total assets. Opened 63 years ago in 1958, USSCO JOHNSTOWN FEDERAL CREDIT UNION has about 13,861 members and employs 38 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | USSCO JOHNSTOWN FEDERAL CREDIT UNION |
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Address: (Main Office) | 532 OAKRIDGE DR JOHNSTOWN, PA 15904 |
Phone: | (814) 266-4987 |
Fax: | (814) 266-1575 |
Website: | http://www.usscofcu.org |
Branches: | 4 branch locations |
Members: | 13,861 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 12219 |
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Membership Type: | Multiple common bond - Primarily primary and fabricated metals |
Corporate Credit Union: | No |
Year Opened: | 1958 |
Last Audited: | Dec 01, 2019 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $146,964,578 |
CEO/Manager: | Todd L Cover |
Chairperson: | Ken A Mesko |
ASSETS: | $ Amount |
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Cash & Equivalents | 7,052,958 |
TOTAL INVESTMENTS | 66,855,757 |
Loans Held for Sale | 0 |
Real Estate Loans | 16,957,053 |
Unsecured Loans | 2,832,887 |
Other Loans | 47,344,855 |
TOTAL LOANS | 68,100,563 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -468,406 |
Land And Building | 1,603,205 |
Other Fixed Assets | 261,685 |
NCUSIF Deposit | 1,196,036 |
All Other Assets | 2,362,780 |
TOTAL ASSETS | 146,964,578 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 55 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 510,957 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 31,931,677 |
Regular shares | 70,905,366 |
All Other Shares & Deposits | 25,625,072 |
TOTAL SHARES & DEPOSITS | 128,462,115 |
TOTAL LIABILITIES | 128,973,127 |
Regular Reserve | 1,477,420 |
Other Reserves | 3,668,238 |
Undivided Earnings | 12,845,793 |
TOTAL EQUITY | 17,991,451 |
TOTAL LIABILITIES, SHARES, & EQUITY | 146,964,578 |
INCOME & EXPENSE | |
Loan Income | 3,383,234 |
Investment Income | 1,096,967 |
Other Income | 1,328,583 |
Total Employee Compensation & Benefits | 1,769,344 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 2,671,006 |
Non-operating Income & (Expense) | 226,800 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 156,552 |
Cost of Funds | 300,469 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 1,138,213 |
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