Mar, 31, 2021 — USSCO JOHNSTOWN FEDERAL CREDIT UNION is a federal credit union headquartered in JOHNSTOWN, PA with 4 branch locations and about $161.15 million in total assets. Opened 63 years ago in 1958, USSCO JOHNSTOWN FEDERAL CREDIT UNION has about 13,914 members and employs 36 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | USSCO JOHNSTOWN FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 532 OAKRIDGE DR JOHNSTOWN, PA 15904 |
| Phone: | (814) 266-4987 |
| Fax: | (814) 266-1575 |
| Website: | http://www.usscofcu.org |
| Branches: | 4 branch locations |
| Members: | 13,914 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12219 |
|---|---|
| Membership Type: | Multiple common bond - Primarily primary and fabricated metals |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Dec 01, 2019 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $161,154,372 |
| CEO/Manager: | Todd L Cover |
| Chairperson: | Ken A Mesko |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,648,338 |
| TOTAL INVESTMENTS | 77,852,192 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 16,958,983 |
| Unsecured Loans | 2,601,986 |
| Other Loans | 49,041,598 |
| TOTAL LOANS | 69,641,403 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -440,857 |
| Land And Building | 1,579,619 |
| Other Fixed Assets | 260,577 |
| NCUSIF Deposit | 1,196,036 |
| All Other Assets | 2,417,064 |
| TOTAL ASSETS | 161,154,372 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 46 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 488,952 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 37,825,890 |
| Regular shares | 78,590,215 |
| All Other Shares & Deposits | 27,126,452 |
| TOTAL SHARES & DEPOSITS | 143,542,557 |
| TOTAL LIABILITIES | 144,031,555 |
| Regular Reserve | 1,477,420 |
| Other Reserves | 2,668,611 |
| Undivided Earnings | 12,976,786 |
| TOTAL EQUITY | 17,122,817 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 161,154,372 |
| INCOME & EXPENSE | |
| Loan Income | 804,211 |
| Investment Income | 220,609 |
| Other Income | 98,980 |
| Total Employee Compensation & Benefits | 432,035 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 666,991 |
| Non-operating Income & (Expense) | 760 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -3,911 |
| Cost of Funds | 81,450 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 132,514 |
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