Sep, 30, 2025 — USSCO JOHNSTOWN FEDERAL CREDIT UNION is a federal credit union headquartered in JOHNSTOWN, PA with 4 branch locations and about $167.66 million in total assets. Opened 68 years ago in 1958, USSCO JOHNSTOWN FEDERAL CREDIT UNION has about 14,149 members and employs 35 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | USSCO JOHNSTOWN FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 532 Oakridge Dr JOHNSTOWN, PA 15904 |
| Phone: | (814) 266-4987 |
| Fax: | (814) 266-1575 |
| Website: | https://www.usscofcu.org |
| Branches: | 4 branch locations |
| Members: | 14,149 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12219 |
|---|---|
| Membership Type: | Multiple common bond - Primarily primary and fabricated metals |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $167,662,304 |
| CEO/Manager: | Gregory Sisitki |
| Chairperson: | Scott J Morris |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,784,950 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 12,192,619 |
| Unsecured Loans | 4,770,070 |
| Other Loans | 61,410,653 |
| TOTAL LOANS | 79,085,835 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -505,409 |
| Land And Building | 3,543,685 |
| Other Fixed Assets | 247,074 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,485,547 |
| All Other Assets | 0 |
| TOTAL ASSETS | 167,662,304 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 559,010 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 35,121,117 |
| Regular shares | 79,791,502 |
| All Other Shares & Deposits | 37,239,189 |
| TOTAL SHARES & DEPOSITS | 152,151,808 |
| TOTAL LIABILITIES | 152,726,249 |
| Regular Reserve | 0 |
| Other Reserves | -3,319,359 |
| Undivided Earnings | 18,255,414 |
| TOTAL EQUITY | 14,936,055 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 167,662,304 |
| INCOME & EXPENSE | |
| Loan Income | 3,178,400 |
| Investment Income | 1,471,008 |
| Other Income | 344,839 |
| Total Employee Compensation & Benefits | 1,627,501 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,086,136 |
| Non-operating Income & (Expense) | 5,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 265,533 |
| Cost of Funds | 777,528 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 815,791 |
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