Sep, 30, 2025 — DENOCOS FEDERAL CREDIT UNION is a federal credit union headquartered in CRESCENT CITY, CA with 1 branch location and about $6.37 million in total assets. Opened 69 years ago in 1957, DENOCOS FEDERAL CREDIT UNION has about 734 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DENOCOS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1244 Glenn St CRESCENT CITY, CA 95531-2113 |
| Phone: | (707) 464-5887 |
| Fax: | (707) 465-5156 |
| Website: | https://www.denocoscu.com |
| Branches: | 1 branch locations |
| Members: | 734 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12028 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Aug 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,373,435 |
| CEO/Manager: | Hannah Brunson |
| Chairperson: | Ronald Kunstal |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 442,343 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 389,823 |
| Other Loans | 3,155,490 |
| TOTAL LOANS | 3,545,313 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -52,315 |
| Land And Building | 0 |
| Other Fixed Assets | 7,343 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 56,650 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,373,435 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 8,120 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 10,890 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 5,421,210 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 5,421,210 |
| TOTAL LIABILITIES | 5,440,220 |
| Regular Reserve | 0 |
| Other Reserves | 316,991 |
| Undivided Earnings | 616,224 |
| TOTAL EQUITY | 933,215 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,373,435 |
| INCOME & EXPENSE | |
| Loan Income | 146,152 |
| Investment Income | 89,250 |
| Other Income | 684 |
| Total Employee Compensation & Benefits | 83,563 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 28,414 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 10,000 |
| Cost of Funds | 74,898 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 39,211 |
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