Sep, 30, 2025 — BEFIT FINANCIAL FEDERAL CREDIT UNION is a federal credit union headquartered in VACAVILLE, CA with 1 branch location and about $38.99 million in total assets. Opened 69 years ago in 1957, BEFIT FINANCIAL FEDERAL CREDIT UNION has about 2,441 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BEFIT FINANCIAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 640 E Main St VACAVILLE, CA 95688-3933 |
| Phone: | (707) 557-8900 |
| Fax: | (707) 359-4515 |
| Website: | https://www.bffcu.org |
| Branches: | 1 branch locations |
| Members: | 2,441 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11943 |
|---|---|
| Membership Type: | Service - Health Care |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $38,987,699 |
| CEO/Manager: | Maybelline N Bito |
| Chairperson: | Lynette A Howard |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,268,396 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,833,369 |
| Unsecured Loans | 7,003,447 |
| Other Loans | 4,212,700 |
| TOTAL LOANS | 21,049,516 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -200,674 |
| Land And Building | 2,018,182 |
| Other Fixed Assets | 147,651 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 309,203 |
| All Other Assets | 0 |
| TOTAL ASSETS | 38,987,699 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 364,498 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,483,722 |
| Regular shares | 20,697,553 |
| All Other Shares & Deposits | 3,716,127 |
| TOTAL SHARES & DEPOSITS | 34,897,402 |
| TOTAL LIABILITIES | 35,261,900 |
| Regular Reserve | 0 |
| Other Reserves | 25,214 |
| Undivided Earnings | 3,700,585 |
| TOTAL EQUITY | 3,725,799 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 38,987,699 |
| INCOME & EXPENSE | |
| Loan Income | 814,467 |
| Investment Income | 342,467 |
| Other Income | 298,849 |
| Total Employee Compensation & Benefits | 523,852 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 839,948 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 40,500 |
| Cost of Funds | 106,896 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -9,440 |
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