Sep, 30, 2025 — CHEVRON FEDERAL CREDIT UNION is a federal credit union headquartered in CONCORD, CA with 22 branch locations and about $5.04 billion in total assets. Opened 91 years ago in 1935, CHEVRON FEDERAL CREDIT UNION has about 139,185 members and employs 345 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CHEVRON FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2300 Clayton Rd Ste 700 CONCORD, CA 94520 |
| Phone: | (510) 627-5000 |
| Fax: | |
| Website: | https://www.chevronfcu.org |
| Branches: | 22 branch locations |
| Members: | 139,185 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24326 |
|---|---|
| Membership Type: | Multiple common bond - Primarily petroleum refining |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $5,039,623,535 |
| CEO/Manager: | Jon Berlin |
| Chairperson: | Alan Wong |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 275,148,757 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,275,221,240 |
| Unsecured Loans | 83,149,515 |
| Other Loans | 683,163,928 |
| TOTAL LOANS | 4,041,534,683 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -62,365,524 |
| Land And Building | 209,213 |
| Other Fixed Assets | 11,184,626 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 34,814,948 |
| All Other Assets | 621,300 |
| TOTAL ASSETS | 5,039,623,535 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 56,531,807 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 352,333,187 |
| Regular shares | 229,694,140 |
| All Other Shares & Deposits | 3,777,955,154 |
| TOTAL SHARES & DEPOSITS | 4,359,982,481 |
| TOTAL LIABILITIES | 4,416,514,288 |
| Regular Reserve | 0 |
| Other Reserves | 21,819,533 |
| Undivided Earnings | 601,289,714 |
| TOTAL EQUITY | 623,109,247 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,039,623,535 |
| INCOME & EXPENSE | |
| Loan Income | 127,834,774 |
| Investment Income | 30,592,922 |
| Other Income | 3,217,088 |
| Total Employee Compensation & Benefits | 38,007,128 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 20,673,165 |
| Non-operating Income & (Expense) | -10,894,986 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,640,584 |
| Cost of Funds | 108,194,300 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -17,338,866 |
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