Sep, 30, 2025 — KINZUA FEDERAL CREDIT UNION is a federal credit union headquartered in WARREN, PA with 2 branch locations and about $15.74 million in total assets. Opened 70 years ago in 1956, KINZUA FEDERAL CREDIT UNION has about 1,776 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | KINZUA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1770 Market St WARREN, PA 16365-1242 |
| Phone: | (814) 723-3661 |
| Fax: | (814) 723-5306 |
| Website: | https://www.kinzuafcu.com |
| Branches: | 2 branch locations |
| Members: | 1,776 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11391 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $15,741,878 |
| CEO/Manager: | Amy Lyon |
| Chairperson: | James Tellman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,106,816 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 577,127 |
| Unsecured Loans | 877,552 |
| Other Loans | 2,804,224 |
| TOTAL LOANS | 4,258,903 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -41,833 |
| Land And Building | 1,903,445 |
| Other Fixed Assets | 106,542 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 129,107 |
| All Other Assets | 0 |
| TOTAL ASSETS | 15,741,878 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,389 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,289,223 |
| Regular shares | 9,613,595 |
| All Other Shares & Deposits | 469,386 |
| TOTAL SHARES & DEPOSITS | 13,372,204 |
| TOTAL LIABILITIES | 13,378,593 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,363,285 |
| TOTAL EQUITY | 2,363,285 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 15,741,878 |
| INCOME & EXPENSE | |
| Loan Income | 237,963 |
| Investment Income | 251,231 |
| Other Income | 60,422 |
| Total Employee Compensation & Benefits | 173,623 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 321,921 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 36,645 |
| Cost of Funds | 16,305 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 63,373 |
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