Sep, 30, 2025 — ETMA FEDERAL CREDIT UNION is a federal credit union headquartered in LOUISVILLE, TN with 1 branch location and about $29.01 million in total assets. Opened 70 years ago in 1956, ETMA FEDERAL CREDIT UNION has about 1,502 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ETMA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1828 Airbase Rd LOUISVILLE, TN 37777 |
| Phone: | (865) 268-2997 |
| Fax: | (865) 268-2996 |
| Website: | https://www.etmafcu.net |
| Branches: | 1 branch locations |
| Members: | 1,502 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11152 |
|---|---|
| Membership Type: | Multiple common bond - Primarily military |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $29,010,809 |
| CEO/Manager: | Beth Kamer |
| Chairperson: | Kevin Trostle |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,379,542 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 10,079,060 |
| Unsecured Loans | 1,149,335 |
| Other Loans | 8,051,941 |
| TOTAL LOANS | 19,280,336 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -39,869 |
| Land And Building | 437,295 |
| Other Fixed Assets | 45,366 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 247,205 |
| All Other Assets | 0 |
| TOTAL ASSETS | 29,010,809 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1 |
| Notes & Interest Payable | 55,188 |
| Accounts Payable & Other Liabilities | 142,180 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,610,742 |
| Regular shares | 10,860,362 |
| All Other Shares & Deposits | 9,486,110 |
| TOTAL SHARES & DEPOSITS | 24,957,214 |
| TOTAL LIABILITIES | 25,154,583 |
| Regular Reserve | 0 |
| Other Reserves | 205,124 |
| Undivided Earnings | 3,651,102 |
| TOTAL EQUITY | 3,856,226 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 29,010,809 |
| INCOME & EXPENSE | |
| Loan Income | 729,181 |
| Investment Income | 303,754 |
| Other Income | 165,398 |
| Total Employee Compensation & Benefits | 285,071 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 338,271 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 13,388 |
| Cost of Funds | 171,784 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 417,585 |
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