Sep, 30, 2025 — PINELLAS FEDERAL CREDIT UNION is a federal credit union headquartered in LARGO, FL with 3 branch locations and about $171.00 million in total assets. Opened 70 years ago in 1956, PINELLAS FEDERAL CREDIT UNION has about 11,065 members and employs 25 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PINELLAS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 350 E Bay Dr LARGO, FL 33770-3716 |
| Phone: | (727) 586-4422 |
| Fax: | |
| Website: | https://www.pinellasfcu.org |
| Branches: | 3 branch locations |
| Members: | 11,065 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10880 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $171,004,881 |
| CEO/Manager: | Sherry E Belcher |
| Chairperson: | Peggy O'Shea |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,320,688 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 32,778,107 |
| Unsecured Loans | 4,090,705 |
| Other Loans | 60,546,737 |
| TOTAL LOANS | 97,415,549 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -526,777 |
| Land And Building | 6,720,704 |
| Other Fixed Assets | 697,922 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,453,518 |
| All Other Assets | 0 |
| TOTAL ASSETS | 171,004,881 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,289,932 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 27,747,392 |
| Regular shares | 72,731,426 |
| All Other Shares & Deposits | 47,864,242 |
| TOTAL SHARES & DEPOSITS | 148,343,060 |
| TOTAL LIABILITIES | 149,632,992 |
| Regular Reserve | 0 |
| Other Reserves | 50,503 |
| Undivided Earnings | 21,321,386 |
| TOTAL EQUITY | 21,371,889 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 171,004,881 |
| INCOME & EXPENSE | |
| Loan Income | 3,613,800 |
| Investment Income | 1,682,682 |
| Other Income | 378,098 |
| Total Employee Compensation & Benefits | 1,801,631 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,458,437 |
| Non-operating Income & (Expense) | 409,490 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 91,226 |
| Cost of Funds | 1,231,142 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,020,540 |
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