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National Credit Union Service Organization

FLORIDA CENTRAL CREDIT UNION

Jun, 30, 2023 — FLORIDA CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in TAMPA, FL with 13 branch locations and about $601.99 million in total assets. Opened 70 years ago in 1954, FLORIDA CENTRAL CREDIT UNION has about 50,070 members and employs 134 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FLORIDA CENTRAL CREDIT UNION
Address:
(Main Office)
3333 Henderson Blvd
TAMPA, FL 33609-2955
Phone:(813) 879-3333
Fax:
Website:https://floridacentralcu.com
Branches:13 branch locations
Members:50,070
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67668
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1954
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$601,985,278
CEO/Manager:Linh N Dang
Chairperson:Margaret Spurrier

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 37,904,574
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 136,931,591
 Unsecured Loans 15,601,174
 Other Loans 238,315,850
 TOTAL LOANS 390,848,615
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,372,394
 Land And Building 19,984,699
 Other Fixed Assets 1,457,007
 NCUSIF Deposit 5,549,789
 All Other Assets 227,977
  TOTAL ASSETS 601,985,278
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 5,199,380
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 225,584,134
 Regular shares 234,593,919
 All Other Shares & Deposits 128,570,723
  TOTAL SHARES & DEPOSITS 588,748,776
  TOTAL LIABILITIES 593,948,156
 Regular Reserve 0
 Other Reserves -35,161,497
 Undivided Earnings 43,198,619
  TOTAL EQUITY 8,037,122
  TOTAL LIABILITIES, SHARES, & EQUITY 601,985,278
INCOME & EXPENSE  
 Loan Income 8,395,299
 Investment Income 3,382,487
 Other Income 1,483,334
 Total Employee Compensation & Benefits 7,139,602
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 6,815,976
 Non-operating Income & (Expense) 373,603
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 247,309
 Cost of Funds 835,234
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,376,687
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