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FLORIDA CENTRAL CREDIT UNION

Dec, 31, 2021 — FLORIDA CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in TAMPA, FL with 13 branch locations and about $620.49 million in total assets. Opened 68 years ago in 1954, FLORIDA CENTRAL CREDIT UNION has about 51,171 members and employs 117 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FLORIDA CENTRAL CREDIT UNION
Address:
(Main Office)
3333 Henderson Blvd
TAMPA, FL 33609-2955
Phone:(813) 879-3333
Fax:
Website:http://floridacentralcu.com
Branches:13 branch locations
Members:51,171
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67668
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1954
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$620,494,393
CEO/Manager:Laida E Garcia
Chairperson:Margaret Spurrier

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 94,113,949
TOTAL INVESTMENTS 155,884,041
Loans Held for Sale 0
 
 Real Estate Loans 123,659,182
 Unsecured Loans 16,284,700
 Other Loans 176,613,009
 TOTAL LOANS 316,556,891
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,246,849
 Land And Building 20,304,242
 Other Fixed Assets 1,459,964
 NCUSIF Deposit 5,507,183
 All Other Assets 27,914,972
  TOTAL ASSETS 620,494,393
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 4,073,198
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 222,525,569
 Regular shares 213,296,635
 All Other Shares & Deposits 145,957,501
  TOTAL SHARES & DEPOSITS 581,779,705
  TOTAL LIABILITIES 585,852,903
 Regular Reserve 7,089,496
 Other Reserves -7,180,441
 Undivided Earnings 34,732,435
  TOTAL EQUITY 34,641,490
  TOTAL LIABILITIES, SHARES, & EQUITY 620,494,393
INCOME & EXPENSE  
 Loan Income 10,418,110
 Investment Income 4,257,803
 Other Income 2,015,431
 Total Employee Compensation & Benefits 9,816,543
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 9,169,209
 Non-operating Income & (Expense) 281,191
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -49,545
 Cost of Funds 1,541,430
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -179,288
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