Dec, 31, 2021 — FLORIDA CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in TAMPA, FL with 13 branch locations and about $620.49 million in total assets. Opened 68 years ago in 1954, FLORIDA CENTRAL CREDIT UNION has about 51,171 members and employs 117 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FLORIDA CENTRAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3333 Henderson Blvd TAMPA, FL 33609-2955 |
| Phone: | (813) 879-3333 |
| Fax: | |
| Website: | http://floridacentralcu.com |
| Branches: | 13 branch locations |
| Members: | 51,171 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67668 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $620,494,393 |
| CEO/Manager: | Laida E Garcia |
| Chairperson: | Margaret Spurrier |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 94,113,949 |
| TOTAL INVESTMENTS | 155,884,041 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 123,659,182 |
| Unsecured Loans | 16,284,700 |
| Other Loans | 176,613,009 |
| TOTAL LOANS | 316,556,891 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,246,849 |
| Land And Building | 20,304,242 |
| Other Fixed Assets | 1,459,964 |
| NCUSIF Deposit | 5,507,183 |
| All Other Assets | 27,914,972 |
| TOTAL ASSETS | 620,494,393 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,073,198 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 222,525,569 |
| Regular shares | 213,296,635 |
| All Other Shares & Deposits | 145,957,501 |
| TOTAL SHARES & DEPOSITS | 581,779,705 |
| TOTAL LIABILITIES | 585,852,903 |
| Regular Reserve | 7,089,496 |
| Other Reserves | -7,180,441 |
| Undivided Earnings | 34,732,435 |
| TOTAL EQUITY | 34,641,490 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 620,494,393 |
| INCOME & EXPENSE | |
| Loan Income | 10,418,110 |
| Investment Income | 4,257,803 |
| Other Income | 2,015,431 |
| Total Employee Compensation & Benefits | 9,816,543 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 9,169,209 |
| Non-operating Income & (Expense) | 281,191 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -49,545 |
| Cost of Funds | 1,541,430 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -179,288 |
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