Jun, 30, 2024 — FLORIDA CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in TAMPA, FL with 13 branch locations and about $601.99 million in total assets. Opened 70 years ago in 1954, FLORIDA CENTRAL CREDIT UNION has about 50,070 members and employs 134 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FLORIDA CENTRAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3333 Henderson Blvd TAMPA, FL 33609-2955 |
| Phone: | (813) 879-3333 |
| Fax: | |
| Website: | https://floridacentralcu.com |
| Branches: | 13 branch locations |
| Members: | 50,070 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67668 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $601,985,278 |
| CEO/Manager: | Linh N Dang |
| Chairperson: | Margaret Spurrier |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 37,904,574 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 136,931,591 |
| Unsecured Loans | 15,601,174 |
| Other Loans | 238,315,850 |
| TOTAL LOANS | 390,848,615 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,372,394 |
| Land And Building | 19,984,699 |
| Other Fixed Assets | 1,457,007 |
| NCUSIF Deposit | 5,549,789 |
| All Other Assets | 227,977 |
| TOTAL ASSETS | 601,985,278 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,199,380 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 225,584,134 |
| Regular shares | 234,593,919 |
| All Other Shares & Deposits | 128,570,723 |
| TOTAL SHARES & DEPOSITS | 588,748,776 |
| TOTAL LIABILITIES | 593,948,156 |
| Regular Reserve | 0 |
| Other Reserves | -35,161,497 |
| Undivided Earnings | 43,198,619 |
| TOTAL EQUITY | 8,037,122 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 601,985,278 |
| INCOME & EXPENSE | |
| Loan Income | 8,395,299 |
| Investment Income | 3,382,487 |
| Other Income | 1,483,334 |
| Total Employee Compensation & Benefits | 7,139,602 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 6,815,976 |
| Non-operating Income & (Expense) | 373,603 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 247,309 |
| Cost of Funds | 835,234 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,376,687 |
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