Jun, 30, 2021 — FLORIDA CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in TAMPA, FL with 13 branch locations and about $604.12 million in total assets. Opened 67 years ago in 1954, FLORIDA CENTRAL CREDIT UNION has about 51,647 members and employs 122 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FLORIDA CENTRAL CREDIT UNION |
|---|---|
| Address: (Main Office) | P.O. BOX 18605 TAMPA, FL 33679-8605 |
| Phone: | (813) 879-3333 |
| Fax: | |
| Website: | http://floridacentralcu.com |
| Branches: | 13 branch locations |
| Members: | 51,647 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67668 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $604,124,471 |
| CEO/Manager: | Laida E Garcia |
| Chairperson: | Margaret Spurrier |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 60,017,486 |
| TOTAL INVESTMENTS | 188,936,899 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 98,526,136 |
| Unsecured Loans | 16,968,199 |
| Other Loans | 189,548,000 |
| TOTAL LOANS | 305,042,335 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,427,636 |
| Land And Building | 20,386,806 |
| Other Fixed Assets | 1,490,690 |
| NCUSIF Deposit | 5,165,029 |
| All Other Assets | 24,512,862 |
| TOTAL ASSETS | 604,124,471 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,243,553 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 212,693,354 |
| Regular shares | 197,462,304 |
| All Other Shares & Deposits | 154,948,677 |
| TOTAL SHARES & DEPOSITS | 565,104,335 |
| TOTAL LIABILITIES | 569,347,888 |
| Regular Reserve | 7,089,496 |
| Other Reserves | -7,256,884 |
| Undivided Earnings | 34,943,971 |
| TOTAL EQUITY | 34,776,583 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 604,124,471 |
| INCOME & EXPENSE | |
| Loan Income | 5,285,109 |
| Investment Income | 1,986,074 |
| Other Income | 998,565 |
| Total Employee Compensation & Benefits | 4,943,352 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 4,688,199 |
| Non-operating Income & (Expense) | 140,110 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -65,540 |
| Cost of Funds | 872,207 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 32,250 |
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