Sep, 30, 2025 — KINETIC FEDERAL CREDIT UNION is a federal credit union headquartered in COLUMBUS, GA with 7 branch locations and about $627.50 million in total assets. Opened 70 years ago in 1956, KINETIC FEDERAL CREDIT UNION has about 45,104 members and employs 130 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | KINETIC FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1251 13th St COLUMBUS, GA 31901-2227 |
| Phone: | (706) 320-8500 |
| Fax: | (706) 321-0850 |
| Website: | https://www.kineticcu.com |
| Branches: | 7 branch locations |
| Members: | 45,104 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10866 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $627,496,979 |
| CEO/Manager: | Mark A Littleton |
| Chairperson: | Willie D Varner |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 119,141,615 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 111,065 |
| Real Estate Loans | 85,294,284 |
| Unsecured Loans | 35,828,508 |
| Other Loans | 309,201,085 |
| TOTAL LOANS | 430,323,877 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,559,711 |
| Land And Building | 8,117,549 |
| Other Fixed Assets | 3,170,955 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,977,143 |
| All Other Assets | 547,950 |
| TOTAL ASSETS | 627,496,979 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 9,353 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,274,910 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 98,367,280 |
| Regular shares | 145,249,994 |
| All Other Shares & Deposits | 291,193,492 |
| TOTAL SHARES & DEPOSITS | 534,810,767 |
| TOTAL LIABILITIES | 539,100,902 |
| Regular Reserve | 0 |
| Other Reserves | 7,905,317 |
| Undivided Earnings | 80,490,760 |
| TOTAL EQUITY | 88,396,077 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 627,496,979 |
| INCOME & EXPENSE | |
| Loan Income | 21,265,269 |
| Investment Income | 3,908,931 |
| Other Income | 5,069,210 |
| Total Employee Compensation & Benefits | 8,923,628 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 9,149,522 |
| Non-operating Income & (Expense) | -32,182 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,066,581 |
| Cost of Funds | 5,648,742 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 7,894,324 |
| ↑ Back to Top | |