Sep, 30, 2025 — TYNDALL FEDERAL CREDIT UNION is a federal credit union headquartered in PANAMA CITY, FL with 10 branch locations and about $1.89 billion in total assets. Opened 70 years ago in 1956, TYNDALL FEDERAL CREDIT UNION has about 111,093 members and employs 224 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TYNDALL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 909 E 23rd St PANAMA CITY, FL 32405-5312 |
| Phone: | (850) 769-9999 |
| Fax: | |
| Website: | https://www.tyndall.org |
| Branches: | 10 branch locations |
| Members: | 111,093 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10754 |
|---|---|
| Membership Type: | Multiple common bond - Primarily military |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,888,924,322 |
| CEO/Manager: | John Parillo |
| Chairperson: | Ted Howell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 52,989,030 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 237,590 |
| Real Estate Loans | 545,552,980 |
| Unsecured Loans | 98,612,542 |
| Other Loans | 338,025,882 |
| TOTAL LOANS | 982,191,405 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,228,635 |
| Land And Building | 26,868,556 |
| Other Fixed Assets | 4,202,228 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 14,739,167 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,888,924,322 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 4,500,962 |
| Notes & Interest Payable | 60,181,375 |
| Accounts Payable & Other Liabilities | 21,930,960 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 322,339,943 |
| Regular shares | 600,731,902 |
| All Other Shares & Deposits | 692,229,441 |
| TOTAL SHARES & DEPOSITS | 1,615,301,286 |
| TOTAL LIABILITIES | 1,701,919,543 |
| Regular Reserve | 0 |
| Other Reserves | -57,124,413 |
| Undivided Earnings | 244,129,192 |
| TOTAL EQUITY | 187,004,779 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,888,924,322 |
| INCOME & EXPENSE | |
| Loan Income | 40,466,168 |
| Investment Income | 22,082,425 |
| Other Income | 2,300,745 |
| Total Employee Compensation & Benefits | 18,483,342 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 14,279,321 |
| Non-operating Income & (Expense) | -3,665 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,002,412 |
| Cost of Funds | 22,080,816 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 17,937,156 |
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