Dec, 31, 2023 — CALHOUN-LIBERTY EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in BLOUNTSTOWN, FL with 2 branch locations and about $123.15 million in total assets. Opened 33 years ago in 1991, CALHOUN-LIBERTY EMPLOYEES CREDIT UNION has about 6,354 members and employs 26 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CALHOUN-LIBERTY EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 16076 State Road 71 S BLOUNTSTOWN, FL 32424-5100 |
| Phone: | (850) 674-4527 |
| Fax: | |
| Website: | https://www.clecu.org |
| Branches: | 2 branch locations |
| Members: | 6,354 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67431 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1991 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $123,153,567 |
| CEO/Manager: | Thomas G Flowers |
| Chairperson: | Annie Jo Dawson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,363,893 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 43,691,941 |
| Unsecured Loans | 8,110,915 |
| Other Loans | 36,255,648 |
| TOTAL LOANS | 88,058,504 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -775,747 |
| Land And Building | 2,186,360 |
| Other Fixed Assets | 729,097 |
| NCUSIF Deposit | 1,000,232 |
| All Other Assets | 160,624 |
| TOTAL ASSETS | 123,153,567 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 8,844 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,259,354 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 18,433,321 |
| Regular shares | 39,744,585 |
| All Other Shares & Deposits | 51,397,737 |
| TOTAL SHARES & DEPOSITS | 109,575,643 |
| TOTAL LIABILITIES | 113,843,841 |
| Regular Reserve | 0 |
| Other Reserves | -26,570 |
| Undivided Earnings | 9,336,296 |
| TOTAL EQUITY | 9,309,726 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 123,153,567 |
| INCOME & EXPENSE | |
| Loan Income | 5,248,498 |
| Investment Income | 739,286 |
| Other Income | 722,509 |
| Total Employee Compensation & Benefits | 1,945,160 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 2,589,864 |
| Non-operating Income & (Expense) | 352,724 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 273,492 |
| Cost of Funds | 1,645,482 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,408,745 |
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