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COMMUNITY SOUTH CREDIT UNION

Mar, 31, 2022 — COMMUNITY SOUTH CREDIT UNION is a federally insured state chartered credit union headquartered in CHIPLEY, FL with 4 branch locations and about $192.64 million in total assets. Opened 31 years ago in 1991, COMMUNITY SOUTH CREDIT UNION has about 13,210 members and employs 49 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:COMMUNITY SOUTH CREDIT UNION
Address:
(Main Office)
1044 Highway 90
CHIPLEY, FL 32428
Phone:(850) 638-8376
Fax:(850) 638-4055
Website:http://www.communitysouth.net
Branches:4 branch locations
Members:13,210
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67434
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1991
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$192,638,536
CEO/Manager:Jan L Page
Chairperson:Ira J Carter

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 23,085,959
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 75,231,624
 Unsecured Loans 13,777,446
 Other Loans 48,214,990
 TOTAL LOANS 137,224,060
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,432,174
 Land And Building 8,002,256
 Other Fixed Assets 348,515
 NCUSIF Deposit 1,476,355
 All Other Assets 16,926
  TOTAL ASSETS 192,638,536
LIABILITIES & CAPITAL:  
 Dividends Payable 7
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,381,492
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 31,185,186
 Regular shares 90,717,837
 All Other Shares & Deposits 45,637,493
  TOTAL SHARES & DEPOSITS 167,540,516
  TOTAL LIABILITIES 170,922,015
 Regular Reserve 0
 Other Reserves 1,895,201
 Undivided Earnings 19,821,320
  TOTAL EQUITY 21,716,521
  TOTAL LIABILITIES, SHARES, & EQUITY 192,638,536
INCOME & EXPENSE  
 Loan Income 1,642,332
 Investment Income 53,075
 Other Income 815,271
 Total Employee Compensation & Benefits 925,574
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,166,433
 Non-operating Income & (Expense) 2,364
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -138,820
 Cost of Funds 139,659
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 420,196
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