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COMMUNITY SOUTH CREDIT UNION

Jun, 30, 2021 — COMMUNITY SOUTH CREDIT UNION is a federally insured state chartered credit union headquartered in CHIPLEY, FL with 4 branch locations and about $181.83 million in total assets. Opened 30 years ago in 1991, COMMUNITY SOUTH CREDIT UNION has about 12,741 members and employs 48 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:COMMUNITY SOUTH CREDIT UNION
Address:
(Main Office)
PO BOX 623
CHIPLEY, FL 32428
Phone:(850) 638-8376
Fax:(850) 638-4055
Website:http://www.communitysouth.net
Branches:4 branch locations
Members:12,741
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67434
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1991
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$181,825,674
CEO/Manager:Jan L Page
Chairperson:Ira J Carter

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 23,727,191
TOTAL INVESTMENTS 19,913,559
Loans Held for Sale 0
 
 Real Estate Loans 71,924,537
 Unsecured Loans 12,657,737
 Other Loans 43,266,887
 TOTAL LOANS 127,849,161
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,450,740
 Land And Building 5,265,912
 Other Fixed Assets 388,247
 NCUSIF Deposit 1,343,869
 All Other Assets 4,788,475
  TOTAL ASSETS 181,825,674
LIABILITIES & CAPITAL:  
 Dividends Payable 16
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 5,247,927
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 30,630,553
 Regular shares 81,551,812
 All Other Shares & Deposits 43,632,447
  TOTAL SHARES & DEPOSITS 155,814,812
  TOTAL LIABILITIES 161,062,755
 Regular Reserve 1,254,626
 Other Reserves 1,035,348
 Undivided Earnings 18,472,945
  TOTAL EQUITY 20,762,919
  TOTAL LIABILITIES, SHARES, & EQUITY 181,825,674
INCOME & EXPENSE  
 Loan Income 3,201,158
 Investment Income 117,066
 Other Income 1,553,806
 Total Employee Compensation & Benefits 1,623,318
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,843,670
 Non-operating Income & (Expense) 55,638
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -68,019
 Cost of Funds 330,149
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,198,550
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