Sep, 30, 2025 — KNOX COUNTY TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in KNOXVILLE, TN with 2 branch locations and about $33.54 million in total assets. Opened 71 years ago in 1955, KNOX COUNTY TEACHERS FEDERAL CREDIT UNION has about 2,139 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | KNOX COUNTY TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 6821 Maynardville Pike KNOXVILLE, TN 37918-5310 |
| Phone: | (865) 922-7481 |
| Fax: | (865) 922-7488 |
| Website: | https://www.kctfcu.org |
| Branches: | 2 branch locations |
| Members: | 2,139 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10676 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $33,542,345 |
| CEO/Manager: | Julie McMillan |
| Chairperson: | Robert A Huff |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,642,623 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,134,745 |
| Unsecured Loans | 787,185 |
| Other Loans | 13,155,929 |
| TOTAL LOANS | 21,077,859 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -96,585 |
| Land And Building | 729,881 |
| Other Fixed Assets | 23,778 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 281,131 |
| All Other Assets | 0 |
| TOTAL ASSETS | 33,542,345 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 652 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 214,047 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,537,827 |
| Regular shares | 18,639,441 |
| All Other Shares & Deposits | 2,188,362 |
| TOTAL SHARES & DEPOSITS | 28,365,629 |
| TOTAL LIABILITIES | 28,580,328 |
| Regular Reserve | 0 |
| Other Reserves | 650,372 |
| Undivided Earnings | 4,311,645 |
| TOTAL EQUITY | 4,962,017 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 33,542,345 |
| INCOME & EXPENSE | |
| Loan Income | 757,681 |
| Investment Income | 292,256 |
| Other Income | 39,650 |
| Total Employee Compensation & Benefits | 325,013 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 351,058 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 36,000 |
| Cost of Funds | 18,592 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 358,924 |
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