Sep, 30, 2025 — ACCESS OF LOUISIANA FEDERAL CREDIT UNION is a federal credit union headquartered in LAKE CHARLES, LA with 2 branch locations and about $42.32 million in total assets. Opened 71 years ago in 1955, ACCESS OF LOUISIANA FEDERAL CREDIT UNION has about 3,707 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ACCESS OF LOUISIANA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 519 Kirby St LAKE CHARLES, LA 70601 |
| Phone: | (337) 533-1808 |
| Fax: | (337) 533-8419 |
| Website: | https://www.access.coop |
| Branches: | 2 branch locations |
| Members: | 3,707 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10353 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $42,315,983 |
| CEO/Manager: | Michelle M Jinks |
| Chairperson: | Brian Burton |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,578,628 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,097,577 |
| Unsecured Loans | 2,407,331 |
| Other Loans | 17,140,958 |
| TOTAL LOANS | 26,645,867 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -161,033 |
| Land And Building | 1,334,020 |
| Other Fixed Assets | 140,671 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 415,905 |
| All Other Assets | 0 |
| TOTAL ASSETS | 42,315,983 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 126,402 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,589,622 |
| Regular shares | 19,216,727 |
| All Other Shares & Deposits | 15,010,980 |
| TOTAL SHARES & DEPOSITS | 37,817,329 |
| TOTAL LIABILITIES | 37,943,731 |
| Regular Reserve | 0 |
| Other Reserves | 204,044 |
| Undivided Earnings | 4,168,208 |
| TOTAL EQUITY | 4,372,252 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 42,315,983 |
| INCOME & EXPENSE | |
| Loan Income | 1,301,121 |
| Investment Income | 128,977 |
| Other Income | 218,733 |
| Total Employee Compensation & Benefits | 556,322 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 683,754 |
| Non-operating Income & (Expense) | -18,675 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 95,199 |
| Cost of Funds | 567,174 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -14,280 |
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