Credit Unions Near Me
National Credit Union Service Organization

SPELC FEDERAL CREDIT UNION

Mar, 31, 2022 — SPELC FEDERAL CREDIT UNION is a federal credit union headquartered in LAKE CHARLES, LA with 1 branch location and about $14.03 million in total assets. Opened 66 years ago in 1956, SPELC FEDERAL CREDIT UNION has about 1,744 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 265274765
Name:SPELC FEDERAL CREDIT UNION
Address:
(Main Office)
317 W 18TH ST
LAKE CHARLES, LA 70601-8458
Phone:(337) 436-2257
Fax:(337) 433-0979
Website:http://www.spelcfcu.com
Branches:1 branch locations
Members:1,744
Credit Union Type:Federal Credit Union
Charter Number:11203
Membership Type:Multiple common bond - Primarily transportation
Corporate Credit Union:No
Year Opened:1956
Last Audited:Aug 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$14,026,585
CEO/Manager:LAURA MELANCON
Chairperson:BETH FREY

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,091,742
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 442,097
 Unsecured Loans 586,694
 Other Loans 5,785,712
 TOTAL LOANS 6,814,503
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -14,058
 Land And Building 132,456
 Other Fixed Assets 5,434
 NCUSIF Deposit 138,366
 All Other Assets 0
  TOTAL ASSETS 14,026,585
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 12,025
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,783,262
 Regular shares 11,072,551
 All Other Shares & Deposits 177,523
  TOTAL SHARES & DEPOSITS 13,033,336
  TOTAL LIABILITIES 13,045,361
 Regular Reserve 0
 Other Reserves 333,481
 Undivided Earnings 647,743
  TOTAL EQUITY 981,224
  TOTAL LIABILITIES, SHARES, & EQUITY 14,026,585
INCOME & EXPENSE  
 Loan Income 58,856
 Investment Income 6,067
 Other Income 13,362
 Total Employee Compensation & Benefits 39,379
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 45,517
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 500
 Cost of Funds 807
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -6,814
↑ Back to Top

Other Credit Unions

JAMES WARD, JR. FEDERAL CREDIT UNION
303 S Main St
JENNINGS, LA 70546-6429
G. C. A. FEDERAL CREDIT UNION
625B Petro Point Dr
LAKE CHARLES, LA 70607-7054
OLD SPANISH TRAIL CREDIT UNION
2200 Old Spanish Trl
WESTLAKE, LA 70669-7800
DAVISON EMPLOYEES FEDERAL CREDIT UNION
1800 Davison Rd
SULPHUR, LA 70665-5600
MONTELL FEDERAL CREDIT UNION
4101 Highway 108
WESTLAKE, LA 70669
JEFF DAVIS TEACHERS FEDERAL CREDIT UNION
P. O. BOX 676
JENNINGS, LA 70546
ACCESS OF LOUISIANA FEDERAL CREDIT UNION
519 Kirby St
LAKE CHARLES, LA 70601
CALCASIEU PARISH EMPLOYEES FEDERAL CREDIT UNION
1011 Lake Shore Dr ste 303
LAKE CHARLES, LA 70601-9415
CALCASIEU TEACHERS AND EMPLOYEES CREDIT UNION
2423 6th St
LAKE CHARLES, LA 70601-4819
MCNEESE FEDERAL CREDIT UNION
4390 Ryan St
LAKE CHARLES, LA 70605-4514