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OLD SPANISH TRAIL CREDIT UNION

Dec, 31, 2023 — OLD SPANISH TRAIL CREDIT UNION is a federally insured state chartered credit union headquartered in WESTLAKE, LA with 1 branch location and about $6.33 million in total assets. Opened 83 years ago in 1941, OLD SPANISH TRAIL CREDIT UNION has about 1,047 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:OLD SPANISH TRAIL CREDIT UNION
Address:
(Main Office)
2200 Old Spanish Trl
WESTLAKE, LA 70669-7800
Phone:(337) 491-5025
Fax:(337) 491-5901
Website:https://oldspanishtrailcreditunion.com/
Branches:1 branch locations
Members:1,047
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61963
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1941
Last Audited:Jul 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$6,333,486
CEO/Manager:Kim J Goodman
Chairperson:Alberto Maxwell

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 666,720
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,645,829
 Other Loans 3,338,302
 TOTAL LOANS 4,984,131
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -10,467
 Land And Building 0
 Other Fixed Assets 2,600
 NCUSIF Deposit 58,155
 All Other Assets 0
  TOTAL ASSETS 6,333,486
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 25,661
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 4,659,147
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 4,659,147
  TOTAL LIABILITIES 4,684,808
 Regular Reserve 0
 Other Reserves 1,167,205
 Undivided Earnings 481,473
  TOTAL EQUITY 1,648,678
  TOTAL LIABILITIES, SHARES, & EQUITY 6,333,486
INCOME & EXPENSE  
 Loan Income 308,250
 Investment Income 46,676
 Other Income 7,381
 Total Employee Compensation & Benefits 239,518
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 60,725
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 4,956
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 63,470
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