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OLD SPANISH TRAIL CREDIT UNION

Jun, 30, 2021 — OLD SPANISH TRAIL CREDIT UNION is a federally insured state chartered credit union headquartered in WESTLAKE, LA with 1 branch location and about $7.85 million in total assets. Opened 80 years ago in 1941, OLD SPANISH TRAIL CREDIT UNION has about 1,135 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:OLD SPANISH TRAIL CREDIT UNION
Address:
(Main Office)
P O BOX 37
WESTLAKE, LA 70669
Phone:(337) 491-5025
Fax:(337) 491-5901
Website:http://oldspanishtrailcreditunion.com/
Branches:1 branch locations
Members:1,135
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61963
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1941
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$7,854,258
CEO/Manager:Betty A Hudson
Chairperson:Harry J Montgomery

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,112,381
TOTAL INVESTMENTS 2,003,121
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,374,401
 Other Loans 2,310,874
 TOTAL LOANS 3,685,275
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -37,210
 Land And Building 0
 Other Fixed Assets 9,679
 NCUSIF Deposit 59,764
 All Other Assets 21,248
  TOTAL ASSETS 7,854,258
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 26,629
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 6,210,080
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 6,210,080
  TOTAL LIABILITIES 6,236,709
 Regular Reserve 583,606
 Other Reserves 583,599
 Undivided Earnings 450,344
  TOTAL EQUITY 1,617,549
  TOTAL LIABILITIES, SHARES, & EQUITY 7,854,258
INCOME & EXPENSE  
 Loan Income 140,415
 Investment Income 7,813
 Other Income 2,151
 Total Employee Compensation & Benefits 123,685
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 23,986
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 3,009
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -301
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