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OLD SPANISH TRAIL CREDIT UNION

Mar, 31, 2022 — OLD SPANISH TRAIL CREDIT UNION is a federally insured state chartered credit union headquartered in WESTLAKE, LA with 1 branch location and about $7.55 million in total assets. Opened 81 years ago in 1941, OLD SPANISH TRAIL CREDIT UNION has about 1,105 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:OLD SPANISH TRAIL CREDIT UNION
Address:
(Main Office)
2200 Old Spanish Trl
WESTLAKE, LA 70669-7800
Phone:(337) 491-5025
Fax:(337) 491-5901
Website:http://oldspanishtrailcreditunion.com/
Branches:1 branch locations
Members:1,105
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61963
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1941
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$7,552,753
CEO/Manager:Betty A Hudson
Chairperson:Harry J Montgomery

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,151,072
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,313,546
 Other Loans 2,226,723
 TOTAL LOANS 3,540,269
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -29,025
 Land And Building 0
 Other Fixed Assets 3,524
 NCUSIF Deposit 59,764
 All Other Assets 0
  TOTAL ASSETS 7,552,753
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 26,095
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 5,942,065
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 5,942,065
  TOTAL LIABILITIES 5,968,160
 Regular Reserve 0
 Other Reserves 1,167,206
 Undivided Earnings 417,387
  TOTAL EQUITY 1,584,593
  TOTAL LIABILITIES, SHARES, & EQUITY 7,552,753
INCOME & EXPENSE  
 Loan Income 62,127
 Investment Income 2,282
 Other Income 1,321
 Total Employee Compensation & Benefits 63,574
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 15,922
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 1,442
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -5,247
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