Sep, 30, 2025 — W B H EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in PADUCAH, KY with 1 branch location and about $16.93 million in total assets. Opened 71 years ago in 1955, W B H EMPLOYEES FEDERAL CREDIT UNION has about 2,287 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | W B H EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2501 Broadway St PADUCAH, KY 42001 |
| Phone: | (270) 575-2776 |
| Fax: | |
| Website: | https://www.wbhfcu.com |
| Branches: | 1 branch locations |
| Members: | 2,287 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10274 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $16,932,914 |
| CEO/Manager: | Lacey Blythe |
| Chairperson: | Greg Holtgrewe |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,901,407 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 48,545 |
| Unsecured Loans | 1,092,945 |
| Other Loans | 7,028,432 |
| TOTAL LOANS | 8,169,922 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -301,082 |
| Land And Building | 166,734 |
| Other Fixed Assets | 34,916 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 135,299 |
| All Other Assets | 27,164 |
| TOTAL ASSETS | 16,932,914 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 10,265 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 58,377 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,570,104 |
| Regular shares | 9,763,710 |
| All Other Shares & Deposits | 2,025,113 |
| TOTAL SHARES & DEPOSITS | 14,358,926 |
| TOTAL LIABILITIES | 14,427,568 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,505,346 |
| TOTAL EQUITY | 2,505,346 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 16,932,914 |
| INCOME & EXPENSE | |
| Loan Income | 534,335 |
| Investment Income | 192,840 |
| Other Income | 134,706 |
| Total Employee Compensation & Benefits | 301,428 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 381,467 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 394,571 |
| Cost of Funds | 79,239 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -226,337 |
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