Sep, 30, 2025 — SENTINEL FEDERAL CREDIT UNION is a federal credit union headquartered in ELLSWORTH AFB, SD with 8 branch locations and about $193.16 million in total assets. Opened 71 years ago in 1955, SENTINEL FEDERAL CREDIT UNION has about 9,798 members and employs 55 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SENTINEL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2723 LeMay Blvd ELLSWORTH AFB, SD 57706 |
| Phone: | (605) 923-1405 |
| Fax: | (605) 923-3960 |
| Website: | https://www.sentinelfcu.org |
| Branches: | 8 branch locations |
| Members: | 9,798 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10257 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $193,160,397 |
| CEO/Manager: | Dorothy A Voorhees |
| Chairperson: | James Ramp |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 26,704,313 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 77,287,885 |
| Unsecured Loans | 3,375,970 |
| Other Loans | 33,748,310 |
| TOTAL LOANS | 114,412,165 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -623,898 |
| Land And Building | 7,614,636 |
| Other Fixed Assets | 596,520 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,497,507 |
| All Other Assets | 124,753 |
| TOTAL ASSETS | 193,160,397 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 14,560 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,923,755 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 45,815,309 |
| Regular shares | 57,138,862 |
| All Other Shares & Deposits | 67,707,878 |
| TOTAL SHARES & DEPOSITS | 170,662,049 |
| TOTAL LIABILITIES | 172,600,364 |
| Regular Reserve | 0 |
| Other Reserves | 1,848,994 |
| Undivided Earnings | 18,711,039 |
| TOTAL EQUITY | 20,560,033 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 193,160,397 |
| INCOME & EXPENSE | |
| Loan Income | 5,525,193 |
| Investment Income | 1,962,594 |
| Other Income | 732,536 |
| Total Employee Compensation & Benefits | 3,099,754 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,569,620 |
| Non-operating Income & (Expense) | 117,977 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 256,666 |
| Cost of Funds | 1,530,854 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,520,499 |
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