Sep, 30, 2025 — OUACHITA VALLEY FEDERAL CREDIT UNION is a federal credit union headquartered in WEST MONROE, LA with 6 branch locations and about $432.09 million in total assets. Opened 71 years ago in 1955, OUACHITA VALLEY FEDERAL CREDIT UNION has about 36,260 members and employs 124 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OUACHITA VALLEY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1420 Natchitoches St WEST MONROE, LA 71292 |
| Phone: | (318) 387-4592 |
| Fax: | (318) 387-6263 |
| Website: | https://www.ouachitavalleyfcu.org |
| Branches: | 6 branch locations |
| Members: | 36,260 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10181 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $432,092,988 |
| CEO/Manager: | Gary M Funderburk |
| Chairperson: | Kathren(Katie) H Pilcher |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 58,904,962 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 55,512,530 |
| Unsecured Loans | 19,337,786 |
| Other Loans | 204,571,810 |
| TOTAL LOANS | 279,458,976 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,241,287 |
| Land And Building | 10,687,077 |
| Other Fixed Assets | 457,537 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,270,898 |
| All Other Assets | 116,100 |
| TOTAL ASSETS | 432,092,988 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -9,222,624 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 67,759,302 |
| Regular shares | 143,268,680 |
| All Other Shares & Deposits | 176,454,112 |
| TOTAL SHARES & DEPOSITS | 387,482,093 |
| TOTAL LIABILITIES | 378,259,469 |
| Regular Reserve | 0 |
| Other Reserves | -2,494,662 |
| Undivided Earnings | 56,328,181 |
| TOTAL EQUITY | 53,833,519 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 432,092,988 |
| INCOME & EXPENSE | |
| Loan Income | 14,190,557 |
| Investment Income | 3,159,461 |
| Other Income | 2,953,519 |
| Total Employee Compensation & Benefits | 7,188,071 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 6,996,523 |
| Non-operating Income & (Expense) | 234,604 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,551,636 |
| Cost of Funds | 5,897,793 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,945,092 |
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