Sep, 30, 2025 — HEART OF LOUISIANA FEDERAL CREDIT UNION is a federal credit union headquartered in PINEVILLE, LA with 4 branch locations and about $138.30 million in total assets. Opened 71 years ago in 1955, HEART OF LOUISIANA FEDERAL CREDIT UNION has about 16,391 members and employs 42 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HEART OF LOUISIANA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 303 Edgewood Dr PINEVILLE, LA 71360-5444 |
| Phone: | (318) 619-1900 |
| Fax: | (318) 449-5519 |
| Website: | https://www.heartcu.org |
| Branches: | 4 branch locations |
| Members: | 16,391 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10164 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $138,296,269 |
| CEO/Manager: | Cynthia G Beauregard |
| Chairperson: | Michael Taylor |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 10,584,649 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 36,839,269 |
| Unsecured Loans | 10,981,307 |
| Other Loans | 26,529,992 |
| TOTAL LOANS | 74,350,568 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,071,005 |
| Land And Building | 8,313,112 |
| Other Fixed Assets | 494,912 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,083,142 |
| All Other Assets | 300 |
| TOTAL ASSETS | 138,296,269 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -664,533 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 30,857,395 |
| Regular shares | 74,154,149 |
| All Other Shares & Deposits | 10,729,130 |
| TOTAL SHARES & DEPOSITS | 115,740,674 |
| TOTAL LIABILITIES | 115,076,141 |
| Regular Reserve | 0 |
| Other Reserves | 432,028 |
| Undivided Earnings | 22,788,100 |
| TOTAL EQUITY | 23,220,128 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 138,296,269 |
| INCOME & EXPENSE | |
| Loan Income | 3,648,411 |
| Investment Income | 1,404,761 |
| Other Income | 1,001,468 |
| Total Employee Compensation & Benefits | 2,927,365 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,675,527 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 296,978 |
| Cost of Funds | 243,544 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 975,537 |
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