Dec, 31, 2023 — P & S CREDIT UNION is a federally insured state chartered credit union headquartered in SALT LAKE CITY, UT with 1 branch location and about $23.21 million in total assets. Opened 44 years ago in 1980, P & S CREDIT UNION has about 2,391 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | P & S CREDIT UNION |
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Address: (Main Office) | 2250 S Redwood Rd Ste 6 SALT LAKE CITY, UT 84119-1356 |
Phone: | (801) 973-0575 |
Fax: | (801) 977-8414 |
Website: | https://www.pandscu.org |
Branches: | 1 branch locations |
Members: | 2,391 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 67056 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1980 |
Last Audited: | Sep 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $23,213,928 |
CEO/Manager: | Tammy Morgan |
Chairperson: | Allen Robins |
ASSETS: | $ Amount |
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Cash & Equivalents | 2,235,156 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 4,728,104 |
Unsecured Loans | 808,050 |
Other Loans | 13,662,467 |
TOTAL LOANS | 19,198,621 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -162,228 |
Land And Building | 0 |
Other Fixed Assets | 72,219 |
NCUSIF Deposit | 191,247 |
All Other Assets | 0 |
TOTAL ASSETS | 23,213,928 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 78,790 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 167,652 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 3,383,848 |
Regular shares | 9,350,357 |
All Other Shares & Deposits | 8,085,074 |
TOTAL SHARES & DEPOSITS | 20,819,281 |
TOTAL LIABILITIES | 21,065,723 |
Regular Reserve | 0 |
Other Reserves | 193,325 |
Undivided Earnings | 1,954,880 |
TOTAL EQUITY | 2,148,205 |
TOTAL LIABILITIES, SHARES, & EQUITY | 23,213,928 |
INCOME & EXPENSE | |
Loan Income | 921,863 |
Investment Income | 178,873 |
Other Income | 89,595 |
Total Employee Compensation & Benefits | 356,953 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 421,019 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 162,228 |
Cost of Funds | 174,295 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 153,579 |
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