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MCCOY FEDERAL CREDIT UNION

Dec, 31, 2020 — MCCOY FEDERAL CREDIT UNION is a federal credit union headquartered in ORLANDO, FL with 13 branch locations and about $760.87 million in total assets. Opened 67 years ago in 1954, MCCOY FEDERAL CREDIT UNION has about 70,098 members and employs 201 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MCCOY FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 593806
ORLANDO, FL 32859-3806
Phone:(407) 855-5452
Fax:(407) 472-2792
Website:http://www.mccoyfcu.org
Branches:13 branch locations
Members:70,098
Credit Union Type:Federal Credit Union
Charter Number:9915
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1954
Last Audited:Sep 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$760,866,517
CEO/Manager:Alvin J Cowans
Chairperson:Janet E Brewer

Call Report

  • Commercial Loans
  • Credit Builder
  • Indirect Consumer Loans
  • Micro Business Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Health Savings Accounts
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 113,338,798
TOTAL INVESTMENTS 219,446,388
Loans Held for Sale 0
 
 Real Estate Loans 119,108,131
 Unsecured Loans 33,236,659
 Other Loans 219,957,078
 TOTAL LOANS 373,309,116
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -5,546,093
 Land And Building 19,473,881
 Other Fixed Assets 2,578,836
 NCUSIF Deposit 6,084,400
 All Other Assets 32,181,191
  TOTAL ASSETS 760,866,517
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 7,089,040
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 170,545,779
 Regular shares 377,184,579
 All Other Shares & Deposits 138,036,876
  TOTAL SHARES & DEPOSITS 685,767,234
  TOTAL LIABILITIES 692,856,274
 Regular Reserve 4,181,359
 Other Reserves 2,178,711
 Undivided Earnings 61,650,173
  TOTAL EQUITY 68,010,243
  TOTAL LIABILITIES, SHARES, & EQUITY 760,866,517
INCOME & EXPENSE  
 Loan Income 15,029,278
 Investment Income 3,092,301
 Other Income 11,564,285
 Total Employee Compensation & Benefits 11,913,252
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 12,082,114
 Non-operating Income & (Expense) 709,553
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,973,070
 Cost of Funds 964,677
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,462,304
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