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National Credit Union Service Organization

INSIGHT CREDIT UNION

Sep, 30, 2025 — INSIGHT CREDIT UNION is a federally insured state chartered credit union headquartered in WINTER SPRINGS, FL with 13 branch locations and about $654.80 million in total assets. Opened 35 years ago in 1991, INSIGHT CREDIT UNION has about 43,641 members and employs 130 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 263181229
Name:INSIGHT CREDIT UNION
Address:
(Main Office)
270 Winding Hollow Blvd
WINTER SPRINGS, FL 32708
Phone:(407) 659-2811
Fax:
Website:https://www.insightcreditunion.com
Branches:13 branch locations
Members:43,641
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67344
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1991
Last Audited:Jun 01, 2025
FHLB Member:Yes
Low Income Designation:No
Assets:$654,803,458
CEO/Manager:George R Davis
Chairperson:Mark K Zickefoose

Call Report

  • Credit Builder
  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 59,562,318
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 158,619,391
 Unsecured Loans 5,713,437
 Other Loans 214,603,269
 TOTAL LOANS 378,936,097
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -4,397,753
 Land And Building 6,340,207
 Other Fixed Assets 964,467
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 5,727,442
 All Other Assets 51,535
  TOTAL ASSETS 654,803,458
LIABILITIES & CAPITAL:  
 Dividends Payable 40
 Notes & Interest Payable 26,000,000
 Accounts Payable & Other Liabilities 14,843,619
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 199,946,218
 Regular shares 194,063,598
 All Other Shares & Deposits 182,690,078
  TOTAL SHARES & DEPOSITS 576,699,894
  TOTAL LIABILITIES 617,587,369
 Regular Reserve 0
 Other Reserves -23,402,047
 Undivided Earnings 60,618,136
  TOTAL EQUITY 37,216,089
  TOTAL LIABILITIES, SHARES, & EQUITY 654,803,458
INCOME & EXPENSE  
 Loan Income 14,890,336
 Investment Income 5,668,046
 Other Income 2,215,279
 Total Employee Compensation & Benefits 9,131,699
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 9,741,130
 Non-operating Income & (Expense) 240,826
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,110,689
 Cost of Funds 5,020,445
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -975,253
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