Sep, 30, 2025 — EGLIN FEDERAL CREDIT UNION is a federal credit union headquartered in FORT WALTON BEACH, FL with 11 branch locations and about $2.99 billion in total assets. Opened 72 years ago in 1954, EGLIN FEDERAL CREDIT UNION has about 123,744 members and employs 456 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EGLIN FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 838 Eglin Pkwy NE FORT WALTON BEACH, FL 32547-2530 |
| Phone: | (850) 862-0111 |
| Fax: | (850) 862-7120 |
| Website: | https://www.eglinfcu.org |
| Branches: | 11 branch locations |
| Members: | 123,744 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9788 |
|---|---|
| Membership Type: | Multiple common bond - Primarily military |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,987,972,335 |
| CEO/Manager: | Catherine R Staton |
| Chairperson: | Daniel R McInnis |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 435,684,076 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 360,036,975 |
| Unsecured Loans | 93,239,440 |
| Other Loans | 515,684,344 |
| TOTAL LOANS | 968,960,759 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,682,800 |
| Land And Building | 119,548,008 |
| Other Fixed Assets | 13,727,013 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 23,387,187 |
| All Other Assets | 625,229 |
| TOTAL ASSETS | 2,987,972,335 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 6,210,757 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 21,663,048 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 476,675,113 |
| Regular shares | 825,766,069 |
| All Other Shares & Deposits | 1,277,987,894 |
| TOTAL SHARES & DEPOSITS | 2,580,429,076 |
| TOTAL LIABILITIES | 2,608,302,881 |
| Regular Reserve | 0 |
| Other Reserves | 379,669,454 |
| Undivided Earnings | 0 |
| TOTAL EQUITY | 379,669,454 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,987,972,335 |
| INCOME & EXPENSE | |
| Loan Income | 40,712,233 |
| Investment Income | 42,494,858 |
| Other Income | 4,789,312 |
| Total Employee Compensation & Benefits | 27,819,883 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 21,635,641 |
| Non-operating Income & (Expense) | 49,272 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 4,002,115 |
| Cost of Funds | 26,289,804 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 20,882,803 |
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