Sep, 30, 2025 — DAYMET CREDIT UNION is a non-federally insured state credit union headquartered in DAYTON, OH with 3 branch locations and about $136.37 million in total assets. Opened 69 years ago in 1957, DAYMET CREDIT UNION has about 8,337 members and employs 29 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DAYMET CREDIT UNION |
|---|---|
| Address: (Main Office) | 4988 Wagner Ford Rd DAYTON, OH 45414-4420 |
| Phone: | (937) 236-2562 |
| Fax: | (937) 236-2786 |
| Website: | https://www.daymetcu.com |
| Branches: | 3 branch locations |
| Members: | 8,337 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 97105 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $136,373,910 |
| CEO/Manager: | Steven D Shore |
| Chairperson: | Mike R Rogers |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,259,752 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 52,735,431 |
| Unsecured Loans | 6,197,207 |
| Other Loans | 53,888,496 |
| TOTAL LOANS | 112,821,135 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -702,191 |
| Land And Building | 1,501,787 |
| Other Fixed Assets | 149,925 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 136,373,910 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 4,200,000 |
| Accounts Payable & Other Liabilities | 925,049 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 20,180,354 |
| Regular shares | 34,825,693 |
| All Other Shares & Deposits | 63,700,135 |
| TOTAL SHARES & DEPOSITS | 118,706,182 |
| TOTAL LIABILITIES | 123,831,231 |
| Regular Reserve | 0 |
| Other Reserves | 4,175,475 |
| Undivided Earnings | 8,367,204 |
| TOTAL EQUITY | 12,542,679 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 136,373,910 |
| INCOME & EXPENSE | |
| Loan Income | 4,925,667 |
| Investment Income | 236,595 |
| Other Income | 565,705 |
| Total Employee Compensation & Benefits | 1,996,165 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,792,713 |
| Non-operating Income & (Expense) | 2,269,516 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 437,204 |
| Cost of Funds | 1,805,190 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,966,211 |
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