Sep, 30, 2025 — POSTAL FAMILY CREDIT UNION, INC is a non-federally insured state credit union headquartered in CINCINNATI, OH with 2 branch locations and about $65.70 million in total assets. Opened 94 years ago in 1932, POSTAL FAMILY CREDIT UNION, INC has about 4,109 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | POSTAL FAMILY CREDIT UNION, INC |
|---|---|
| Address: (Main Office) | 1243 W 8TH ST CINCINNATI, OH 45203-1004 |
| Phone: | (513) 381-8600 |
| Fax: | (513) 345-8726 |
| Website: | https://www.urmycu.com |
| Branches: | 2 branch locations |
| Members: | 4,109 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 97079 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1932 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $65,699,789 |
| CEO/Manager: | Rudolph J Rattman Jr |
| Chairperson: | Tom Crowley |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,396,910 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 27,349,596 |
| Unsecured Loans | 1,639,355 |
| Other Loans | 7,559,982 |
| TOTAL LOANS | 36,548,933 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -502,785 |
| Land And Building | 583,813 |
| Other Fixed Assets | 320,802 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 65,699,789 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 18,712 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 765,276 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 14,441,484 |
| Regular shares | 33,327,434 |
| All Other Shares & Deposits | 5,609,512 |
| TOTAL SHARES & DEPOSITS | 53,378,431 |
| TOTAL LIABILITIES | 54,166,827 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 11,532,962 |
| TOTAL EQUITY | 11,532,962 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 65,699,789 |
| INCOME & EXPENSE | |
| Loan Income | 1,337,307 |
| Investment Income | 826,730 |
| Other Income | 140,980 |
| Total Employee Compensation & Benefits | 733,355 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,049,553 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -37,464 |
| Cost of Funds | 171,710 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 568,679 |
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