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MIDUSA CREDIT UNION

Sep, 30, 2025 — MIDUSA CREDIT UNION is a non-federally insured state credit union headquartered in MIDDLETOWN, OH with 9 branch locations and about $338.34 million in total assets. Opened 2026 years ago in 0, MIDUSA CREDIT UNION has about 18,668 members and employs 75 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 242278742
Name:MIDUSA CREDIT UNION
Address:
(Main Office)
3600 Towne Blvd
MIDDLETOWN, OH 45005-5543
Phone:(513) 420-8640
Fax:(513) 420-5901
Website:https://www.myusacu.com
Branches:9 branch locations
Members:18,668
Credit Union Type:Non-Federally Insured State Credit Union
Charter Number:96755
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:0
Last Audited:Dec 01, 2024
FHLB Member:Yes
Low Income Designation:No
Assets:$338,338,495
CEO/Manager:James C Miles
Chairperson:Kyle McGlone

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 68,057,155
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 111,511,619
 Unsecured Loans 22,367,183
 Other Loans 45,222,234
 TOTAL LOANS 179,101,037
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,868,955
 Land And Building 5,935,838
 Other Fixed Assets 2,239,159
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 0
 All Other Assets 0
  TOTAL ASSETS 338,338,495
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 2,524,184
 Accounts Payable & Other Liabilities 1,765,696
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 54,580,400
 Regular shares 85,812,812
 All Other Shares & Deposits 148,173,955
  TOTAL SHARES & DEPOSITS 288,567,167
  TOTAL LIABILITIES 292,857,047
 Regular Reserve 0
 Other Reserves 21,352,209
 Undivided Earnings 24,129,239
  TOTAL EQUITY 45,481,448
  TOTAL LIABILITIES, SHARES, & EQUITY 338,338,495
INCOME & EXPENSE  
 Loan Income 7,877,169
 Investment Income 3,654,731
 Other Income 1,146,620
 Total Employee Compensation & Benefits 4,887,390
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 5,078,404
 Non-operating Income & (Expense) 560,450
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -80,062
 Cost of Funds 2,799,269
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,949,587
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