Sep, 30, 2025 — MIDUSA CREDIT UNION is a non-federally insured state credit union headquartered in MIDDLETOWN, OH with 9 branch locations and about $338.34 million in total assets. Opened 2026 years ago in 0, MIDUSA CREDIT UNION has about 18,668 members and employs 75 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MIDUSA CREDIT UNION |
|---|---|
| Address: (Main Office) | 3600 Towne Blvd MIDDLETOWN, OH 45005-5543 |
| Phone: | (513) 420-8640 |
| Fax: | (513) 420-5901 |
| Website: | https://www.myusacu.com |
| Branches: | 9 branch locations |
| Members: | 18,668 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 96755 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 0 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $338,338,495 |
| CEO/Manager: | James C Miles |
| Chairperson: | Kyle McGlone |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 68,057,155 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 111,511,619 |
| Unsecured Loans | 22,367,183 |
| Other Loans | 45,222,234 |
| TOTAL LOANS | 179,101,037 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,868,955 |
| Land And Building | 5,935,838 |
| Other Fixed Assets | 2,239,159 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 338,338,495 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 2,524,184 |
| Accounts Payable & Other Liabilities | 1,765,696 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 54,580,400 |
| Regular shares | 85,812,812 |
| All Other Shares & Deposits | 148,173,955 |
| TOTAL SHARES & DEPOSITS | 288,567,167 |
| TOTAL LIABILITIES | 292,857,047 |
| Regular Reserve | 0 |
| Other Reserves | 21,352,209 |
| Undivided Earnings | 24,129,239 |
| TOTAL EQUITY | 45,481,448 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 338,338,495 |
| INCOME & EXPENSE | |
| Loan Income | 7,877,169 |
| Investment Income | 3,654,731 |
| Other Income | 1,146,620 |
| Total Employee Compensation & Benefits | 4,887,390 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,078,404 |
| Non-operating Income & (Expense) | 560,450 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -80,062 |
| Cost of Funds | 2,799,269 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,949,587 |
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