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OHIO'S FIRST CLASS CREDIT UNION

Mar, 31, 2021 — OHIO'S FIRST CLASS CREDIT UNION is a non-federally insured state credit union headquartered in Cleveland, OH with 2 branch locations and about $56.32 million in total assets. Opened 2021 years ago in 0, OHIO'S FIRST CLASS CREDIT UNION has about 10,573 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:OHIO'S FIRST CLASS CREDIT UNION
Address:
(Main Office)
P.O. Box 5877
Cleveland, OH 44101-0877
Phone:(216) 241-1088
Fax:(216) 241-3213
Website:http://www.ofccu.com
Branches:2 branch locations
Members:10,573
Credit Union Type:Non-Federally Insured State Credit Union
Charter Number:96682
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:0
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$56,320,570
CEO/Manager:Jeffrey J Spada
Chairperson:Daniel Rupp

Call Report

  • Credit Builder
  • Indirect Consumer Loans
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,785,389
TOTAL INVESTMENTS 24,070,909
Loans Held for Sale 0
 
 Real Estate Loans 926,648
 Unsecured Loans 6,280,949
 Other Loans 17,740,331
 TOTAL LOANS 24,947,928
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -374,329
 Land And Building 752,419
 Other Fixed Assets 168,679
 NCUSIF Deposit 0
 All Other Assets 969,575
  TOTAL ASSETS 56,320,570
LIABILITIES & CAPITAL:  
 Dividends Payable 8,416
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 399,526
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,154,172
 Regular shares 37,805,440
 All Other Shares & Deposits 4,139,719
  TOTAL SHARES & DEPOSITS 49,099,331
  TOTAL LIABILITIES 49,507,273
 Regular Reserve 1,794,275
 Other Reserves 444,101
 Undivided Earnings 4,574,921
  TOTAL EQUITY 6,813,297
  TOTAL LIABILITIES, SHARES, & EQUITY 56,320,570
INCOME & EXPENSE  
 Loan Income 413,371
 Investment Income 67,638
 Other Income 146,243
 Total Employee Compensation & Benefits 276,670
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 442,968
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 26,479
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 21,012
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