Dec, 31, 2023 — SOUTHEASTERN OHIO CREDIT UNION is a non-federally insured state credit union headquartered in CAMBRIDGE, OH with 4 branch locations and about $50.16 million in total assets. Opened 2024 years ago in 0, SOUTHEASTERN OHIO CREDIT UNION has about 6,007 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SOUTHEASTERN OHIO CREDIT UNION |
|---|---|
| Address: (Main Office) | 115 Market St CAMBRIDGE, OH 43725-8409 |
| Phone: | (740) 432-0430 |
| Fax: | (740) 432-0111 |
| Website: | https://southeasternohiocu.org |
| Branches: | 4 branch locations |
| Members: | 6,007 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 96674 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 0 |
| Last Audited: | Jun 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $50,155,398 |
| CEO/Manager: | Cathy R Cline |
| Chairperson: | Tammy L Clark |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,516,654 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 4,038,253 |
| Other Loans | 32,452,234 |
| TOTAL LOANS | 36,490,487 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -290,442 |
| Land And Building | 852,601 |
| Other Fixed Assets | 26,186 |
| NCUSIF Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 50,155,398 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 1,504,975 |
| Accounts Payable & Other Liabilities | 470,521 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,803,865 |
| Regular shares | 24,438,129 |
| All Other Shares & Deposits | 13,522,562 |
| TOTAL SHARES & DEPOSITS | 41,764,557 |
| TOTAL LIABILITIES | 43,740,053 |
| Regular Reserve | 0 |
| Other Reserves | 452,386 |
| Undivided Earnings | 5,962,959 |
| TOTAL EQUITY | 6,415,345 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 50,155,398 |
| INCOME & EXPENSE | |
| Loan Income | 2,157,671 |
| Investment Income | 165,430 |
| Other Income | 356,613 |
| Total Employee Compensation & Benefits | 968,035 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 568,702 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 229,046 |
| Cost of Funds | 488,999 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 488,863 |
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