Sep, 30, 2025 — SOUTHEASTERN OHIO CREDIT UNION is a non-federally insured state credit union headquartered in CAMBRIDGE, OH with 4 branch locations and about $63.46 million in total assets. Opened 2026 years ago in 0, SOUTHEASTERN OHIO CREDIT UNION has about 6,457 members and employs 18 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SOUTHEASTERN OHIO CREDIT UNION |
|---|---|
| Address: (Main Office) | 115 Market St CAMBRIDGE, OH 43725-8409 |
| Phone: | (740) 432-0430 |
| Fax: | (740) 432-0111 |
| Website: | https://www.southeasternohiocu.org |
| Branches: | 4 branch locations |
| Members: | 6,457 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 96674 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 0 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $63,460,052 |
| CEO/Manager: | Cathy R Cline |
| Chairperson: | Tammy L Clark |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 11,547,298 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 3,490,678 |
| Other Loans | 32,623,253 |
| TOTAL LOANS | 36,113,931 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -545,681 |
| Land And Building | 2,030,170 |
| Other Fixed Assets | 173,615 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 63,460,052 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 513,587 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,953,763 |
| Regular shares | 25,381,405 |
| All Other Shares & Deposits | 26,329,956 |
| TOTAL SHARES & DEPOSITS | 55,665,124 |
| TOTAL LIABILITIES | 56,178,711 |
| Regular Reserve | 0 |
| Other Reserves | 452,386 |
| Undivided Earnings | 6,828,955 |
| TOTAL EQUITY | 7,281,341 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 63,460,052 |
| INCOME & EXPENSE | |
| Loan Income | 2,047,712 |
| Investment Income | 537,930 |
| Other Income | 283,260 |
| Total Employee Compensation & Benefits | 970,927 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 535,189 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 281,288 |
| Cost of Funds | 774,303 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 350,285 |
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